It never rains but it pours

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Shining

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Post by Shining » Mon Mar 31, 2008 12:17 pm
Hi I know I'm happy with my IVA but circumstance is really testing me to the limit! Whilst waiting for the proposal, my dishwasher broke, my dehumidifier broke (both beyond repair), my gold bangle snapped, my boiler (well let's not go there) gave up the ghost. Now my bathroom window which had previously been repaired has broken again and it's more ecconomical to have a new one, luckily hubby can fit it so can buy one from a DIY store when we have some money to do so! Can you believe the run of things to go wrong! I need to have the bathroom window replaced as it won't open at all now and for obvious reasons we need it to! So let's get the plumbers bill sorted, the IVA caught back up and then we'll use the contingency for a new bathroom window. By the year 2010 I may have something in my contingency! Hope all is all ok with everyone else and surely my run of bad fortune can't continue...or can it?
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Beans on Toast

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Post by Beans on Toast » Mon Mar 31, 2008 12:28 pm
I think we all know the feeling, I'm sure things will get better for you. Hope you have a winning streak soon [8D]
IVA completed April 2013
 
 

debbiw

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Post by debbiw » Mon Mar 31, 2008 12:33 pm
Oh Isthereanend, The boilers just been fixed, and now something else!! I feel sorry for you. Hope things change in the near future for you all, and you have some good luck !
 
 

chris.g

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Post by chris.g » Mon Mar 31, 2008 12:39 pm
You certainly are going through the mill at the moment!!! It seems never ending when you're on a run like this, hopefully it's run it's course and your luck will change from bad to good,
xx
It's nice to be back......
 
 

Shining

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Post by Shining » Mon Mar 31, 2008 2:05 pm
Thanks for your replies and even I'm convinced it can't keep happening surely, sorry to moan so much but sometimes, I'm sure we're all too familiar with the 'why me' feeling and that's what I am experiencing today.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

emma_t

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Post by emma_t » Mon Mar 31, 2008 5:59 pm
what a pain isthereanend, I bet you are frightened to touch anything in the house for fear of it breaking!!

Its very bad timming for all this to happen, but these things are sent to try us and at least you you are still looking very much on the bright side!

Hope things improve for you
x
Be positive & look after yourself, there are more important things in life than debts....

Best Wishes

Emma x
 
 

angela18

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Post by angela18 » Mon Mar 31, 2008 6:04 pm
You've put pay to the 'It comes in 3s' theory.. hope it all turns around soon..
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
 
 

rollercoasterride

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Post by rollercoasterride » Mon Mar 31, 2008 7:23 pm
One thought - at least you can't run up more debt by paying for everything repairing at once by putting it on your credit card!!!!
Got to look on the bright side sometimes!
 
 

no money eva

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Post by no money eva » Tue Apr 01, 2008 7:28 am
I know exactly how you are feeling, my meeting is on Thurs and feeling very dispondent as everything is going wrong, we had what we thoughts was a small problem with electrics turns out we need the whole house rewired, I could cry...We dont even want to be in the house anymore we have got it on the market..
 
 

angela18

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Post by angela18 » Tue Apr 01, 2008 7:33 am
oh no, thats like a catch 22 situation.. would that show up in the survey for any potential buyers?
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
 
 

no money eva

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Post by no money eva » Tue Apr 01, 2008 7:36 am
Fortunately we have had it on the market for that long we dont need a HIP. but if someone had an electric survey would show up deffo...
 
 

angela18

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Post by angela18 » Tue Apr 01, 2008 7:39 am
could you not then just reduce by that amount if anybody showed an interest, or does it need doing yesterday!!
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
 
 

no money eva

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Post by no money eva » Tue Apr 01, 2008 8:02 am
it is pretty bad - bears wiring of the mains cable - the bloke who had the house before us was a complete idiot we have found so many fudged jobs but this takes the biscuit. the problem is we dont have the money will cost £2.5-3k. We are totally stuffed..
 
 

no money eva

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Post by no money eva » Tue Apr 01, 2008 8:37 am
Just had cost of electricians time for problems, £28 an hour..god knows how long it would take him and all the upheaval.
 
 

angela18

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Post by angela18 » Tue Apr 01, 2008 5:09 pm
oh no.. thats alot. Think I'm in the wrong job!!
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
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