It's all over, full & final offer accepted!

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musicmadmac

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Post by musicmadmac » Fri Oct 30, 2009 6:48 pm
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Hi everyone, I had my variation meeting today and my offer for full and final settlement was accepted. I'm numb with excitement and relief, I don't think it has quite hit me as yet. I will post a link to my blog that is almost finish very shortly, I was just waiting for todays outcome so I could finish it.

Hopefully, my experience of being in an IVA will help others. I would just like to say a big thank you to all those that have supported me and a huge thank you to my wonderful sister. Thank you also to Payplan, especially JC and all the staff who have helped me over the past 4-5 years. They have been nothing but professional and friendly, I highly recommend them.

I will stick around to try and help others like me on this forum but will leave you with this quote:

"There is light at the end of the tunnel and it is not that of an oncoming train, focus on the light and you will succeed"

Good luck to everyone :)
Last edited by musicmadmac on Fri Oct 30, 2009 11:08 pm, edited 1 time in total.
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Shining

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Post by Shining » Fri Oct 30, 2009 6:57 pm
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Fantastic news and enjoy your debt free future. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Cath

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Post by Cath » Fri Oct 30, 2009 7:12 pm
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Excellent news, congratulations xxx
7 year IVA completed in December 2016 - there is light at the end of that tunnel
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kallis3

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Post by kallis3 » Fri Oct 30, 2009 7:15 pm
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Fantastic news mmm, so pleased for you.

Please do stick around, your advice and experiences will be great for new posters.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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back on track

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Post by back on track » Fri Oct 30, 2009 7:21 pm
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well done m8
well done payplan they are on a roll just latley they got my wifes through last week as well[:)]
cc received 6th January 2014 now upwards and onwards
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kallis3

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Post by kallis3 » Fri Oct 30, 2009 7:36 pm
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Great results for Payplan. They are my IP as well and so far they have been fantastic.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Adam Davies

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Post by Adam Davies » Fri Oct 30, 2009 7:45 pm
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Hi
Congratulations
Hope you are able to celebrate tonight
Regards
Andam Davies
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Lisa2009

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Post by Lisa2009 » Fri Oct 30, 2009 8:59 pm
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Exellent!!!

Enjoy your debt free future x
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
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MRBLUESKY

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Post by MRBLUESKY » Fri Oct 30, 2009 9:02 pm
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great news congratulations.
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country girl

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Post by country girl » Fri Oct 30, 2009 9:11 pm
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Congratulations
I am with Payplan and I have been very happy with them.
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Pennyless

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Post by Pennyless » Fri Oct 30, 2009 11:00 pm
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Congrats musicmadmac...now debt free eh....thats great news and well done to Payplan.
I came into this world with nothing and still have most of it left!
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kallis3

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Post by kallis3 » Sat Oct 31, 2009 9:27 am
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Keep posting mmm - we like to know how people are doing.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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musicmadmac

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Post by musicmadmac » Wed Nov 04, 2009 9:44 pm
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Just received confirmation today from Payplan that my IVA has been satisfied with the full and final settlement. The Chairman's Report was included also, the certificate of completion is to follow. Payplan said they will send one to each of my creditors. It still has not hit me yet that it's finally finished, hopefully it will soon enough.
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kallis3

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Post by kallis3 » Wed Nov 04, 2009 9:49 pm
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That's going through really quickly mmm.

What a huge relief it must be for you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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cath79

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Post by cath79 » Thu Nov 05, 2009 12:32 am
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That's great news.

Wishing you all the best for your debt free future

xx
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