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Martin-j

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Post by Martin-j » Sat Dec 07, 2013 7:15 am
started our IVA in sept 2009 and just finished paying 100p in the £. now totally debt free thanks to DFD.
paying 50% overtime and bonuses we completed a year early, also received a £10k refund after the PPI reduced one of our debts with a bank.
also have to say we didnt use one of those PPI claim companies, we sent letters to creditors ourselves so their were no fees to pay, all PPI returned came off our dept owed.
now totally dept free and able to rebuild our lives and able to save for the large purchases and not use credit ever again.
I have to thank DFD (Donna) for their outstanding service, advice, and continued support throughout the last 4 years.
To all of you going through the IVA process, stick with it, it's tough but think of the end goal, it will keep your spirits up. keep in touch with your IP and the team behind them. we did it and so can you. Good luck and a Merry Merry Dept Free Christmas to all on this forum.
 
 

Shining

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Post by Shining » Sat Dec 07, 2013 7:34 am
Fab post, so glad it's finished for you, what a lovely Christmas present. Merry Christmas to you too.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Adam Davies

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Post by Adam Davies » Sat Dec 07, 2013 8:10 am
Hi

A lovely post and will give hope to many

Nice to read a positive outcome and well done to DFD

regards
Andam Davies
 
 

Michael Peoples

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Post by Michael Peoples » Sat Dec 07, 2013 3:50 pm
Great post and well done to yourselves and DFD.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
 
 

kazzafunk

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Post by kazzafunk » Sat Dec 07, 2013 9:38 pm
Great post Martin - j. You should be very proud of yourself to be able to repay 100%.

Have a fab Xmas!
Kazza

Please visit my blog:
http://kazzafunk.blogs.iva.co.uk/

IVA completed 21/03/2012
 
 

Skippy

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Post by Skippy » Sun Dec 08, 2013 1:00 pm
Congratulations Martin, enjoy your debt free future x
 
 

MelanieGiles

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Post by MelanieGiles » Mon Dec 09, 2013 11:11 pm
Lovely to see another successful completion - especially with a full repayment to creditors at an earlier stage than was originally anticipated. Well done to all concerned.
Regards, Melanie Giles, Insolvency Practitioner
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