ITS BEEN ACCEPTED, I FEEL LIKE IVE WON THE LOTTERY

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mikey

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Post by mikey » Sun Mar 02, 2008 2:09 pm
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Hi

4 sleeps to go and then its D Day

Just cant wait for it to be over and hopefully approved

Im actually looking forward to living to a budget for the first time ever

Mikey
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Shining

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Post by Shining » Sun Mar 02, 2008 2:16 pm
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Good luck Mikey for your meeting, I'm enjoying the budgeting at the minute but it's very new to me (approved Feb 8th). I find great joy in saving on my shopping on a Saturday how sad is that? I'm like a child if I've got x amount left and put it in a tin to use for a treat in June when I've a couple of days booked to go away.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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mikey

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Post by mikey » Sun Mar 02, 2008 2:23 pm
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Thanks

Must admit im the same, sort of been living on a budget for the last two months, when I finally took my head out of the sand and did something about my situation.

I take great joy in picking up bargins for the "offers" section at the supermarket, plus getting best deals on mobile phones, internet, insurance etc really can save you lots of money each month!

This is probably sad but if id done more of it in the past then i might not be where I am now

Wishing everybody who's in an IVA or worrying about a pending creditors meeting all the best!!!
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angela18

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Post by angela18 » Sun Mar 02, 2008 3:14 pm
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Good luck, Mikey. I'm just starting the process, hope everything goes alright
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
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Soulgrowth

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Post by Soulgrowth » Sun Mar 02, 2008 4:35 pm
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Good luck Mikey ... like you I find a great sense of satisfaction in finding a bargain and, indeed, not spending any more money than I really have to. I feel quite annoyed if I have to buy a new piece of clothing rather than find something from the charity shop. Indeed, I've become mean!

Fingers, toes and everything crossed for you [:)]

Debbie
Debbie
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sblack

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Post by sblack » Sun Mar 02, 2008 7:42 pm
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I hope it all goes smoothly for you. We have ours next week (14th). We know exactly how you are feeling. Good Luck !!
"Life is too short to wake up in the morning with regrets. So love the people who treat you right, forget about the ones who don’t and believe that everything happens for a reason. If you get a chance, take it. If it changes your life, let it. Nobody said that it’d be easy, they just promised it would be worth it."
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emma_t

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Post by emma_t » Sun Mar 02, 2008 7:51 pm
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Very best of luck mikey, I hope all goes well for you[:)]

sblack good luck for the 14th[:)]

Its a very difficult and stressful time for you both but try ti remember that the vast majority of all iva's proposed are accepted.
Good luck
Emma
Be positive & look after yourself, there are more important things in life than debts....

Best Wishes

Emma x
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buttercup

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Post by buttercup » Mon Mar 03, 2008 10:18 am
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Fingers crossed Mikey, keep as busy as you can for until Thursday so hopefully it will fly by
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chris.g

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Post by chris.g » Mon Mar 03, 2008 10:21 am
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fingers crossed Mikey, hope everything goes well for you, xx
It's nice to be back......
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Robbiecat

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Post by Robbiecat » Mon Mar 03, 2008 10:30 am
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Good luck!
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debbiw

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Post by debbiw » Mon Mar 03, 2008 10:45 am
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Good Luck Mikey, there's alot of IVA's flying through at the moment, so I hope yours is the same.
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Oliver

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Post by Oliver » Mon Mar 03, 2008 10:50 am
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All the best.
Best Regards
Oliver
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tigger

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Post by tigger » Mon Mar 03, 2008 12:42 pm
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Good Luck!

My IVA was approved back in Nov 06. We use internet banking (with the co-op cashminder account) and a simple spreadsheet to monitor our budget. This works excellently as you always know (financially) where you are and where you're going to be :-)

regards

David
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mikey

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Post by mikey » Mon Mar 03, 2008 1:36 pm
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thanks for all you best wishes

3 sleeps to go
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vic74

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Post by vic74 » Mon Mar 03, 2008 5:52 pm
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All the best mikey, i will be thinking of you waiting, as i will be for that phone call on Thursday!!
Regards Vic
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