Its over ! Im pleased to announce i had our completion certificate emailed to me today ! Copy also in the post . Im so relieved . We started our iva in January 2016 and after coming clean to my parents in February this year they offered us a lump sum for a full and final . We put this forward at the end of febuary and had our variation meeting on the 20th april. After a stern word yesterday to our iva company harrington brooks it was done today and emailed to me this afternoon. I still cant quite believe it but the feeling of not having to report every detail of my spending and the worry of if they say i have spent too much on shopping is amazing. I most definitely will not be going down that path again . But a huge thank you to all the advice from everyone here on the forum its been invaluable.
Really pleased it has worked out for you .... parents are wonderful things and although no doubt a little cross they are supportive ! I had the same with my mum ... support all the way once I plucked up the courage to tell her.
Enjoy your debt free life - remember it will remain on your record, but show as completed, for six years from the start date ... however the completion certificate will support things should you seek a mortgage etc in this time.
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
. We started our iva in January 2016 and after coming clean to my parents in February this year they offered us a lump sum for a full and final . We put this forward at the end of febuary and had our variation meeting on the 20th april. After a stern word yesterday to our iva company harrington brooks it was done today and emailed to me this afternoon. I still cant quite believe it but the feeling of not having to report every detail of my spending and the worry of if they say i have spent too much on shopping is amazing. I most definitely will not be going down that path again . But a huge thank you to all the advice from everyone here on the forum its been invaluable. 
