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Shining

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Post by Shining » Tue Sep 22, 2009 7:32 am
Thinking of you today Vickilou and looking out for that positive posting. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Declan at DebtFreeDirect

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Post by Declan at DebtFreeDirect » Tue Sep 22, 2009 10:28 am
Best of luck for today Vicki.
I hope it work out well for you.
Declan Murray
Debt Advisor
Debt Free Direct - the UK's largest IVA provider.
http://www.debtfreedirect.co.uk/iva/
 
 

Vickilou28

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Post by Vickilou28 » Tue Sep 22, 2009 4:54 pm
Hi All,

Well my Creditors meeting went ahead today.....only I STILL don't know the full outcome! The long and short of it is that my IP sent out another copy of my variation report and scheduled another meeting for 19th October. This was an error on THEIR part so they informed me today. Basically, the creditors that voted today, voted in favour of my offer and it would have all been accepted had my IP not made this error.

They said they could not cancel the 2nd meeting, as the notice had been circulated to all creditors, and in case those that did not vote today choose to vote on 19th October instead.

I feel soooo frustrated as this is not my fault - it is purely down to an admin error made my my IP!! The creditors had 28 days notice of the meeting that was set today and should have therefore voted (or not) today.

Now I'm left waiting for yet another month before I get an outcome! I don't think this is fair at all, although they said that the votes that were a 'YES' today will still stand at the 2nd meeting on 19th Oct.

What is the Expert's opinion on this please? I'm keen to know if this has happened to anyone else?....
IVA COMPLETED ~ I'M NOW DEBT FREE!!!
 
 

kallis3

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Post by kallis3 » Tue Sep 22, 2009 5:12 pm
Vicki that is soooo bad! I've not heard of this before, and I think it is awful that you have to wait another month before knowing for definite.

I hope one of the experts can come back with some advice.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Adam Davies

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Post by Adam Davies » Tue Sep 22, 2009 6:03 pm
Hi
What a nightmare
At least it looks as if it is going to be accepted.
Good luck for the 19th
Regards
Andam Davies
 
 

Vickilou28

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Post by Vickilou28 » Tue Sep 22, 2009 6:04 pm
Thanks Andy & Kallis3 - I'm so annoyed. If it hadn't had been for their error it would have been done and dusted and accepted today!

Still, got to stay positive for 19th Oct now x
IVA COMPLETED ~ I'M NOW DEBT FREE!!!
 
 

kallis3

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Post by kallis3 » Tue Sep 22, 2009 6:09 pm
I'd have been more than annoyed I think!

Good luck Viki - I am sure it will all be sorted this time next month.

I really feel for you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Vickilou28

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Post by Vickilou28 » Tue Sep 22, 2009 7:51 pm
I'd be interested to know what Melanie thinks....are they spinning me a line telling me they can't cancel the meeting that they wrongly scheduled?! I wouldn't mind but they only sent the notice out yesterday! I checked the post mark on the envelope - the letter itself was dated 16th Sept so lord knows what it'd been doing sitting around until yesterday!
IVA COMPLETED ~ I'M NOW DEBT FREE!!!
 
 

kallis3

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Post by kallis3 » Tue Sep 22, 2009 7:53 pm
I hope Mel picks up on this Vicki - I haven't got a clue.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Skippy

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Post by Skippy » Tue Sep 22, 2009 9:02 pm
Sorry to hear that you've got to wait Vicki, I can't believe that your IP has made a mistake like that x
 
 

Shining

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Post by Shining » Tue Sep 22, 2009 11:13 pm
As Andy says it's looking good at the minute for the 19th and I hope you get the result you want. It's frustrating I can imagine though.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

MelanieGiles

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Post by MelanieGiles » Tue Sep 22, 2009 11:18 pm
I have no idea why your IP has decided to call another meeting - as any error they had made could easily have been drawn to creditors attention at the first meeting and put right. Can you find our more information about the error please, when it was first spotted and what impact it would have had on the outcome of the first meeting,
Regards, Melanie Giles, Insolvency Practitioner
 
 

Vickilou28

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Post by Vickilou28 » Wed Sep 23, 2009 9:13 pm
Thanks Mel for picking up on my post. I'm going to speak to my IP tomorrow, but from what i was told yesterday, the 2nd meeting notice was sent out the day before the meeting which took place yesterday. Only 1 creditor out of my 5 showed up and voted in my favour. This would have been accepted had this other meeting not been set up as now I have to wait in case the others want to come forward!
IVA COMPLETED ~ I'M NOW DEBT FREE!!!
 
 

kallis3

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Post by kallis3 » Wed Sep 23, 2009 9:39 pm
I hope you get some answers tomorrow Vickilou.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Skippy

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Post by Skippy » Wed Sep 23, 2009 9:45 pm
Good luck for tomorrow x
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