IVA Accepted

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Beatbox

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Post by Beatbox » Thu Dec 23, 2010 10:31 am
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It's going to be the best Christmas in years as our IVA has been accepted at the Creditors Meeting this morning!

Northern Rock requested the mod for 72 months but we are extremely happy with the outcome - now giving a 41p dividend.

McCambridge Duffy did extremely well in the end as I understand they went far beyond call of duty and were attentive and helpful, explaining everything fully ensuring our understanding.

I can't tell you how happy we are to finally have some resolve and be able to afford a packet of mince pies - although I will admit that having learnt the hard way, it's made me understand the true value of money!

A very happy christmas to all....
"If you know how to spend less than you get, you have the philosopher's stone."
Benjamin Franklin
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winter_blues

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Post by winter_blues » Thu Dec 23, 2010 10:46 am
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WOW!....what great news and JUST before Xmas!!. Well done and congratulations for seeing it through - enjoy yourselves and have a relaxing and well deserved break. Good luck for the future!
Winter-Blues
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zzalsnp

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Post by zzalsnp » Thu Dec 23, 2010 10:55 am
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Congratulations, Beatbox, a very positive post for us all.
1st call 3rd Nov 2010.
Creditors meeting 21st Feb 2011.
IVA approved 22nd Feb 2011.
Will all be over 21st Feb 2016.
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corfu

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Post by corfu » Thu Dec 23, 2010 11:20 am
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well done beatbox no more phone calls for you.enjoy christmas and the mincepes
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Foggy

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Post by Foggy » Thu Dec 23, 2010 11:25 am
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Congratulations -- Great Christmas present :-)

Strange, isn't it ... mine was accepted last week and I thought it was the best Christmas present ever ... to be officially insolvent !! But of course the main present is that YOU are now in control.

Here's to a smooth IVA journey and it will definitely be a better 2011.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Foggy

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Post by Foggy » Thu Dec 23, 2010 11:29 am
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Congratulations -- Great Christmas present :-)

Strange, isn't it ... mine was accepted last week and I thought it was the best Christmas present ever ... to be officially insolvent !! But of course the main present is that YOU are now in control.

Here's to a smooth IVA journey and it will definitely be a better 2011.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Tillergirl

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Post by Tillergirl » Thu Dec 23, 2010 1:13 pm
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Hi Beatbox and others,

Not been on here for a while as my lap top has broken. But I just had to find way to get on today as I too have had my IVA approved today and am extremely happy!!! I has the same modifiation as you - Northern Rock asked for 72 months.

What a great xmas present and good start 2011!!!

I just need to say how wonderful Melanie Giles and her team where - I can not fault the service I hae received!

Merry Christmas
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Foggy

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Post by Foggy » Thu Dec 23, 2010 1:38 pm
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Congrats to you, Tillergirl, too.

May your journey also be a smooth one.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Shining

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Post by Shining » Thu Dec 23, 2010 2:21 pm
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Hi Tillergirl and well done on your IVA acceptance. Hope it all goes well for you xx
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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fruitloop

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Post by fruitloop » Thu Dec 23, 2010 2:36 pm
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Congratulations,have a lovely christmas and best wishes for the future x
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nepensioner

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Post by nepensioner » Thu Dec 23, 2010 4:59 pm
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Congratulations to you both,what a fabulous Christmas present
F & F Accepted 19th Oct 2010
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kallis3

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Post by kallis3 » Thu Dec 23, 2010 6:17 pm
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Brilliant news Tillergirl, congratulations.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Beatbox

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Post by Beatbox » Thu Dec 23, 2010 10:07 pm
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Tillergirl you must be a soulmate - It's fantastic to know we've both got the same journey ahead...
Another 6 years and we'll both be posting on the IVA Completion forum :D

Thanks Everyone
"If you know how to spend less than you get, you have the philosopher's stone."
Benjamin Franklin
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zzalsnp

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Post by zzalsnp » Thu Dec 23, 2010 10:25 pm
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Great news, Tillergirl. It's wonderful that everyones IVAs are going so well.
I hope you and Beatbox have a lovely Christmas.
1st call 3rd Nov 2010.
Creditors meeting 21st Feb 2011.
IVA approved 22nd Feb 2011.
Will all be over 21st Feb 2016.
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MelanieGiles

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Post by MelanieGiles » Fri Dec 24, 2010 1:33 am
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Great news for both posters today - and let's hope we get 2011 off to a good start as well with anyone still awaiting creditors meetings.
Regards, Melanie Giles, Insolvency Practitioner
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