Thanks to everyone who has taken time to send me good wishes after my iva was accepted today!!
I am going to list below my creditors, how much was owed and result of vote as far as I know it today:
AMEX 4,800 -YES
BARCLAYCARD 2,300 -YES
BENEFICIAL HFC 8,600 -YES
CAPITAL ONE 1,800 - YES
DEBENHAMS GE CAPTIAL ONE 3,700 -YES
EGG 15,300 -YES
GM CARD HFC 9,000 -YES
HSBC 19,000 -YES
M&S 3,500 - YES
MBNA MAX RECOVERY 19,300 -YES
MINT 2,100 -YES
MORGAN STANLEY 4,000 -YES
NATWEST 8,700 -YES
RBS 6,100 -YES
SAINSBURYS BANK 10,600 -YES
Voted Against: NIL
Did not Vote: DINERS CLUB 1,595
Wifes:
AMEX 939 -YES
RBS 6,200 -YES
BHS GE CAPITAL 1,156 -YES
HSBC 7,300 -YES
M&S 10,500 -YES
MBNA 7,600 -YES
TESCO 9,000 -YES
Once I get the chairman's report I will post more information.
Usual mods such as property valuation after week 54 with view to equity release etc.
As was earlier posted I was asked for an increase of £115 pm which I know sounds a lot, but I have enough leeway in my monthly expenditure to be able to afford it. There are some of you, I know, who would not and this has opened up a whole new debate which Im sure will rumble on...however, I am happy that I am finally able to look forward without the fear of debt for the first time in years
