IVA advice

[k24civic]

Hi Everyone
I started my IVA in Sept 2007 , soon after the IVA approved my contract job had finished. This was the income they based my IVA on.

In Oct 07 started doing cash in hand jobs and paying the earnings into my wifes account ...from which the IVA payment goes.
I am with payplan, i am finding it hard to get through to tell them of change. But dont find it necessary as my earning is about the same the only this is that i dont have any payslips and its cash in hand.
I Got no surplus earning

But i re-read my IVA proposals/agreement, it says i only need to inform them if i get anymore than £500 a month in excess.

My question is that if i can afford the monthly IVA payments and my income is same as before (unfortunately cant prove the cash in hand work for 4 months) and I am paying all my wages into my wifes account. Do i have anything to worry about? its just that for these 4 months i havent got any payslips. But i start this new job , which will pay direct into my bank with payslips.

I just didnt want to fail my IVA as soon as i started. We havent got any surplus income, its just that i cant proove my 4 months income after i started the IVA.. Whatever cash i earned i put into my wifes account.

I am worried about end of year Review mainly...but from 2nd week in feb 08 i will have no worries as i will have payslips and a regular weekly wage in my bank.

Please advice
Thanks

[abc]

1) Don't panic
2) The cash in hand should not cause your supervisor a problem as long as you paid your tax and NI. Otherwise it may cause the Supervisor money laundering problems.
3) If you are struggling getting through to your Supervisor which you should not. Send him a letter setting out the above and ask him whether you need to take any further action?

But I see no reason why the above will cause your IVA to fail as long as you have been making your monthly contributions.

[k24civic]

1) Don't panic
2) The cash in hand should not cause your supervisor a problem as long as you paid your tax and NI. Otherwise it may cause the Supervisor money laundering problems.
3) If you are struggling getting through to your Supervisor which you should not. Send him a letter setting out the above and ask him whether you need to take any further action?

But I see no reason why the above will cause your IVA to fail as long as you have been making your monthly contributions.

Thanks for your help
That makes sense, i will write to him today actually...
Atleast then i know i done my part.
thankyou again

[abc]

Your welcome