IVA Approved (61p/pound)

[Hels]

Hi All,

My IVA has been accepted today. Modifications included increasing payments by £40 per month, so dividend is 61p instead of 58p in £.

I feel a bit strange, the weight feels like it is still firmly on my shoulders!

Anyway, I'm taking the dogs on a long walk now and hopefully everything will sink in.

I'll post more details when I receive the Chairmans Report.

Thanks for all the support on this forum, it is fantastic

[Oliver]

Well done Hels

Try to concentrate on the fact that you are leagal protected from this debt as long as you make your IVA payments (which hopefully will be an affordable amount).

It's still a long tough road but you have taken another giant leap towards a debt free existence.

Best Regards
Oliver

Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at: www.thomascharles.com/about_us.asp

[aguise]

Great news hels

I just came to have a look to see how you got on, really pleased for you. I know what you mean it didnt sink in for a few weeks, but then you realise the worry is gone, the postman doesnt frighten you anymore. Your money is your money not someone elses that you have to pay back with interest, I know five years seems a long time but wont it be nice at the end. My first six months has flown by, and most of all my husband feels great without the worry which makes me happy as he had a heart attack 3 years ago and I always felt the pressure for him to earn added to it.

Ang

[scaredkez]

congratulations hels on getting your iva approved, here's to the future.
kerri

Please view my blog at: http://scaredkez.blogs.iva.co.uk/

[sps]

Good news Hels and all the very best for your future
Sue

[ivoriva]

Great news Hels, I hope all goes well for you. Dont worry about feeling nothing has changed, it does take a while to sink in. I would say it took a couple of weeks for things to start to sink in with me. Firstly, I still had creditor calls which finally now seem to have dried up. And secondly, I still had lingering doubts something would go wrong! I think seeing my name on the insolvency register formalised everything for me. Now I sleep at nights, and I almost dont know how to fill the time that I used to give to dealing with my debts. Its quite surreal really - its like I can almost taste and smell the goodness of life again. Thats about as best as I can explain it!

[iva experts]

Congratulation Hels, Its great to hear of your IVA update.

All the Best for your debt free future.

Best Regards. IVA Experts

[iva_squirrel]

Great news hels,
congratulations!

i wish you all the best for your new journey.

Regards,
Michelle P.

[Adam Davies]

Hi Hels
Well done.
Did they say what part of your expenditure was too high ?
Regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

[tracy.h]

Welldone hope the extra £40 wont be a struggle for you.

Tracy

[Skippy]

Congratulations Hels, and good luck for the future x

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

[marie]

Greatstuff Hels !
I'm so pleased for you =)
All the best for the future.

Marie

[kellym]

Good to hear it. You will wonder what to do with your time now all the stress has gone. All the best for the IVA.

Kelly

Smile it makes people wonder what you have been up to!

[Dominic]

good now keep things trim for a bit and you will be fine