Its been a while since I last posted on here but I have had the great news this afternoon that my IVA has been approved.
I cannot thank the IVA Advice Bureau enough in getting this proposal approved and would like to thank Melanie, Tom and all the team at the Cardiff office for all their hard work and apologise for all the emails I sent Melanie and Tom no doubt they got a little fed up of seeing an email everyday from me asking questions all the time.
It feels so good not having to worry anymore about how I will try and pay my creditors each and every month and now look forward to a debt free future all thanks to the Advice Bureau.
Good luck to everyone else who has and up and coming creditors meeting and hope it all goes well!!!!!
Thanks debtfree, it all happens quickly as long as you have all your documents etc in place when required it should be easier going.
I suppose timescale etc all depends on the above and how detailed your proposal is for your IP to produce.
My situation took less than 5 weeks from day one until today when it all went through and the IVA was passed, I was also imformed at all times as to what stage I was at and what was left to complete in order to move on so you always know whats going on.
You will be in great hands with Melanie and her team and I wish you all the best with your proposal.
Last edited by Matt3786 on Wed Feb 17, 2010 6:11 pm, edited 1 time in total.
We are never fed up to hear from our clients, and I am personally delighted for Matt as we did have a major battle with one of the creditor representatives who asked for some pretty unreasonable terms, which I managed to sort out at high level. All in a day's work!!
Just caught up with this Matt, and congratulations from me as well.
Another great result for Melanie and her team.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Yes, Melanie really had her work cut out at the end but I know first hand why Melanie is regarded so highly and how good she is with the creditors, I really couldnt thank them enough for what they have done.