iva bank accounts

[Piston Broke]

my current bank account is due to become a creditor if i successfully complete IVA. I understand i will need to switch to a new 'no frills' account, but how do you manage without a debit card? without wanting to sound stupid, what is an electron card and where can you use them? for example, can i use it to make online payments to say BT? or get petrol?
[:o)]

[chefchic]

my natwest step account gives me both a solo card and a cheque book.

[Piston Broke]

thanks - i will look into this account.

Also, as i am going through this alone (ie, my wife is not able to be joined as the debts are all in my name) should my wife have a separate account and if so, will she be able to run a more traditional account i.e. no overdraft (Never again) but a cheque book and debit card (Maestro etc)?

[plasticdaft]

co op account is good too,online banking,direct debits,etc etc,visa electron card which I have used in most places.

No reason why your wife shouldnt have a NORMAL persons account.(us bad debtors are just pure evil!!)

[jozee]

I have a natwest step account. I have a solo debit card but I do not have a cheque book. How did you get one with yours ? I do miss mine. I also have a pre paid master card I find these handy.

[chefchic]

my cheque book just came as standard. although not used it as most places don't take them. oh the days where u could do ur shopping three days before you got paid

[Wizzard]

When I used a Visa Electron card I found no limitations with it. BT and gas stations certainly accept them.

[Wizzard]

I have a natwest step account. I have a solo debit card but I do not have a cheque book. How did you get one with yours ? I do miss mine. I also have a pre paid master card I find these handy.

Just pop into your local bank and request one Jozee. thats what I did.