Iva complete next month, going to start looking for a mortgage.

[Jag Bola]

The IVA will stay on your credit files for 6 years from the start date and will limit your choices for a lender and a reasonable rate. After that, when your credit records are clear you will get access to more lenders and 'normal' rates. I would suggest a chat with a broker experienced in adverse credit applications, as many lenders will still ask about your past and some react better than others!

We have two regular posters: Ryan and Shaun who have both placed mortgages for forum members. Their contact details can be found on their profile pages here:

Ryan: memberlist.php?mode=viewprofile&u=18488
Shaun: memberlist.php?mode=viewprofile&u=22837

Is that from the day the IVA started or completed please

[Ryan]

Hi, needs to be off the Insolvency register also to get the best rates

[jimytttt]

The payed off early in 2017 and I have the completion certificate, I am literally waiting for it to drop 0ff my credit file this month.

[Foggy]

The IVA will stay on your credit files for 6 years from the start date and will limit your choices for a lender and a reasonable rate. After that, when your credit records are clear you will get access to more lenders and 'normal' rates. I would suggest a chat with a broker experienced in adverse credit applications, as many lenders will still ask about your past and some react better than others!

We have two regular posters: Ryan and Shaun who have both placed mortgages for forum members. Their contact details can be found on their profile pages here:

Ryan: memberlist.php?mode=viewprofile&u=18488
Shaun: memberlist.php?mode=viewprofile&u=22837

Is that from the day the IVA started or completed please

6 years from the start date of the IVA

[luluj]

Jimmytttt I have removed your personal email address from an earlier post. Please contact Ryan direct through his profile.

[jimytttt]

Thanks