IVA Complete - Totally Official!

29 posts Page 1 of 2
Post Reply
 
 

herbekj

User avatar
Posts: 553
Joined: Mon Aug 17, 2009 4:09 pm
Location: United Kingdom
Post by herbekj » Mon Dec 12, 2011 4:55 pm
Quote
Wages on the 23rd November, last payment taken on the 25th November.

Received letter of completion today (12th December) dated 8th December from McCambridge Duffy.

Thankyou everyone on the forum and especially McCambridge Duffy for the last 5 years and providing a fast speedy service and the best christmas present for a long time.
Last Payment - November 2011 - Completion Certificate received 2 weeks after last payment, Removed from Insolvency Register within 4 weeks after last payment.
Top
 
 

kev59

User avatar
Posts: 775
Joined: Thu Sep 22, 2011 8:03 am
Location: United Kingdom
Post by kev59 » Mon Dec 12, 2011 4:57 pm
Quote
well done.
enjoy your debt freedom.
IVA now over with and it was worth it.
now starting my life again,
Top
 
 

plasticdaft

User avatar
Forum Expert
Posts: 9562
Joined: Wed May 21, 2008 12:45 pm
Location: United Kingdom
Post by plasticdaft » Mon Dec 12, 2011 5:02 pm
Quote
Brilliant and amazingly fast for a completion certificate!! Given that some people are waiting 3 months plus thats great!!

Paul Merry xmas!!
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
Top
 
 

Foggy

User avatar
Posts: 33396
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
Post by Foggy » Mon Dec 12, 2011 5:13 pm
Quote
Well done, H .... and well done McCambridge Duffy
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Top
 
 

kazzafunk

User avatar
Posts: 4749
Joined: Sat Mar 19, 2011 6:47 pm
Location: United Kingdom
Post by kazzafunk » Mon Dec 12, 2011 5:22 pm
Quote
Brilliant news! Well done McCambridge Duffy
Kazza

Please visit my blog:
http://kazzafunk.blogs.iva.co.uk/

IVA completed 21/03/2012
Top
 
 

sponge

User avatar
Posts: 1094
Joined: Wed Sep 07, 2011 4:25 pm
Location:
Post by sponge » Mon Dec 12, 2011 5:34 pm
Quote
Wahoooo well done you! Can you tell me does your piece of paper say completion certificate or notice of completion?
Top
 
 

herbekj

User avatar
Posts: 553
Joined: Mon Aug 17, 2009 4:09 pm
Location: United Kingdom
Post by herbekj » Mon Dec 12, 2011 5:44 pm
Quote
I have a report and within that report is a single sheet of headed paper that has various details about the IVA, Court date etc in the header followed with the words CERTIFICATE OF DUE COMPLETION in bold.

Then follows a statement declaring the discharge of all liabilities to creditors in the agreement and stuff like that signed by the supervisor.
Last Payment - November 2011 - Completion Certificate received 2 weeks after last payment, Removed from Insolvency Register within 4 weeks after last payment.
Top
 
 

plasticdaft

User avatar
Forum Expert
Posts: 9562
Joined: Wed May 21, 2008 12:45 pm
Location: United Kingdom
Post by plasticdaft » Mon Dec 12, 2011 5:47 pm
Quote
get it framed!!

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
Top
 
 

orchid5

User avatar
Posts: 1814
Joined: Sat Jul 05, 2008 2:37 pm
Location: United Kingdom
Post by orchid5 » Mon Dec 12, 2011 5:47 pm
Quote
Fantastic news herbekj, i'm not quite there yet but soon will be, congratulations and cheers to a new and debt free life. xxxx
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.

IVA COMPLETED August 2012, received Completion certificate 18.4.13.
Top
 
 

herbekj

User avatar
Posts: 553
Joined: Mon Aug 17, 2009 4:09 pm
Location: United Kingdom
Post by herbekj » Mon Dec 12, 2011 5:56 pm
Quote
It does state this is a very important document and only photocopies should ever be used for Credit Agencies/Creditor Correspondence,

I have a laminator so the original cerfiticate hand signed by the supervisor is gonna get laminated and photocopies then taken from that.

As for framing, yeah, I thought of that but only the girlfriend ever knew of this so.... best not :-)
Last Payment - November 2011 - Completion Certificate received 2 weeks after last payment, Removed from Insolvency Register within 4 weeks after last payment.
Top
 
 

sponge

User avatar
Posts: 1094
Joined: Wed Sep 07, 2011 4:25 pm
Location:
Post by sponge » Mon Dec 12, 2011 6:28 pm
Quote
mine just had a "notice of completion" a start date, completed date and a squiggle
Top
 
 

TheMatrix

User avatar
Posts: 2171
Joined: Sat Mar 17, 2007 8:32 pm
Location: United Kingdom
Post by TheMatrix » Mon Dec 12, 2011 6:32 pm
Quote
It's just a piece of paper, not really a certificate. Mine says....

THE INSOLVENCY ACT 1986
MY FULL NAME
INDIVIDUAL VOLUNTARY ARRANGEMENT
XXXXXXX COUNTY COURT XXX of 2006
CERTIFICATE OF FULL IMPLEMENTATION
I hereby confirm that XXXXXXXXXXXX has complied fully with the terms of the Proposal
approved by the requisite majority of unsecured creditors on XX XXXXX 2006.
I further confirm that I shall now cease to act as Supervisor of this Voluntary Arrangement with
effect from X XXX 2011.

And yes it's wise to keep the original, or scan it in at a very high resolution for future reference etc.
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
Top
 
 

kallis3

User avatar
Forum Expert
Posts: 77175
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
Post by kallis3 » Mon Dec 12, 2011 6:36 pm
Quote
Congratulations herbekj
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Top
 
 

luluj

User avatar
Forum Expert
Posts: 11333
Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom
Post by luluj » Mon Dec 12, 2011 6:40 pm
Quote
fantastic news and what a great Christmas present ! Well done for reaching the end of the journey - now you can move forwards and live your life once again, but in your means this time ! well done !
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
Top
 
 

littlefi

User avatar
Posts: 1022
Joined: Tue Apr 05, 2011 7:21 pm
Location:
Post by littlefi » Mon Dec 12, 2011 7:45 pm
Quote
Fabulous! What a great feeling that must be!
"It is never too late to be what you might have been"
Fiona
Top
Post Reply
29 posts Page 1 of 2
Return to “a success story”