Hi - I do post on the IVAC forum as well as here,debtquestions.co.uk, and a single parents site, each has a different outlook , its all a question of balance.
However I would point out a couple of things on the IVAC site there seems to be no one representing the IVAC anymore, just a few individuals, most of the 'chat' is about rights & wrongs of IVA's and how BR is better.. the biase is towards BR. No one will give 'advice' .. those are the site rules.
This site is an IVA site and therefore you get lots of IVA info and advice, some BR info but the biase on here is towards IVA's - and thats ok - it is an IVA site.
[:(!] Personally I get annoyed by any company that uses the insolvency register to contact those in debt to try and sell a service - be that 'service' trying to get you out of IVA and into BR, or help you anul your BR and get you into an IVA , or sell your house, or offer you a loan.
Yep I know thats it's legal, I just find it morally repellent that people in debt should be targeted this way. We have gone thru enough pain to get to this point without some parasite trying to use that as leverage to make more money out of us - which we just dont have.
I think that one of the experts here uses the insolvency site mail list to contact people, its not just the IVAC - no Im not defending any of them . As I said .. my opinion .. parasites.
Thats it rant over
Mish
Early Discharge is not an illness !