Iva meeting booked

[Louisa29]

So if I don't make these 2 payments it won't have any effect on how they vote on the creditors meeting?
Just don't want to do anything that may cause companies to reject the Iva.

[Michael Peoples]

Not the slightest difference. The IVA will be accepted or rejected on its merits and not whether you made this months payments.

[Foggy]

The majority of us here stopped payments and had our proposals accepted. Often the votes are made by agents on the sole merits of the proposal as they have no actual knowledge of how the account had been conducted.

[kallis3]

I didn't make any at all up to the run up to the IVA and it was approved no problem at all.

Remove all contact details from any online accounts so they cannot contact you.

[Louisa29]

Thank you all for your replies.
I think instead of borrowing from
Family to make these couple
Of payments I'll cancel the direct debits.
Makes me wonder why I've been told to keep paying when most people are told to stop, I'm hoping the company I've gone with for the Iva is ok, just a little concerned now hearing most people
Stop making payments.

[kallis3]

There are the odd one or two companies who do say to keep paying but it's not necessary at all.

[Louisa29]

Thank you.
Just 1 week to go now till creditors meeting.
Are they any companies who are known to reject an Iva outright just so worried about it now, if my Iva isn't accepted I don't know what I will do

[kallis3]

I am sure you will be fine - the company would not be putting this forward if they did not think it would be accepted.

Bear in mind that it is only 75% by value of the loans of the people that vote on the day, If anybody doesn't vote and it goes through then they are bound anyway.