IVA might fail

[Julie]

Hi all,

I seriously think our IVA might fail. I'm going to review all our figures over the weekend but I'm not prepared to stress out any more. So, if we were to explore BR, we don't know if this is a viable option for us, but if we do, does our IP have to agree to a face to face meeting?

We're with Accuma and have never actually met anyone personally from them or Thomas Charles who initally dealt with our enquiry. I have emailed our IP and always had a prompt response, but to be honest I would prefer to meet someone where I can get all the answers to my questions. Just thinking at the moment, but I want as much advice as possible, thanks.

[Adam Davies]

Hi
It may be time well spent in visiting your IP,at the end of the day no one wants your IVA to fail
Regards

[Julie]

Thanks Andy,

I've reviewed the figures and tried to increase contingency because its the unexpected that has thrown us off track. We're still working on a minus figure each month so we'll have to try and sort something.

Has anyone evr met with an IP from Accuma? I've always got the impression they rather discuss on the phone.

[MelanieGiles]

I don't think that they do face to face meetings with their clients, but I am sure that if you asked they would try and accomodate your - and as they will not want your IVA to fail they ought to try and work with you to find an affordable level of payments which can be represented to your creditors.

[Julie]

I shall force, oops meant get hubby to contact our IP on Monday - nothing ventured, nothing gained.

Thanks

[moretolife]

hi julie..sorry to hear you are thinking this....hope you get some good discussions and decisions with IP on monday...dont dwell too much on it over weekend.... looking at your signatures..."1/3 of the way" and "18mths down and 42 to go"...it is an enormous achievement to get this far....hope you can continue

[Julie]

Thanks MTL, adding the signatures was my way of trying to get positive [:D]

I'll find a solution, just feel zapped with it all at the moment.

[Viki.W]

I'm so sorry you have all this added worry Julie. I hope you can come to an agreement. I'm thinking of you. X

[kallis3]

I hope you can get something sorted as well Julie.

Thinking of you.

[aguise]

I hope something can be sorted for you Julie.

All the best

Ang xx

[debtmountain]

Hi Julie,

Hope you manage to sort things on Monday, with your IP. Would be such a shame for your IVA to fail at this time. Good Luck for Monday.[:)]

xx

[tori]

Hope you can get something sorted out julie.Good luck for monday[:)]xx

[Lisa2009]

Julie, i just want to echo what others have said.
Good luck, i really do hope your IP does something to keep your IVA on track xxxxxx

[freelili]

I hope so too Julie, you must be feeling awful. I know with an IVA you dont have to worry about debts but it shouldnt turn into a desperate worry about money every month. I hope your IP can see this and help you.

Good luck.

[Dominic]

ASk for a review and maybe get the payments reduced as its inlky meant ot be what you can afford.