iva nowhere near being set up since september

[suziem]

Help, since september last year i have beeb in contact with my solicitor about iva its still nowhere near being set up in about 3 to 4 weeks she told me i will have a creditors meeting but i have recieved a court letter saying the baillifs are coming on wednesday to take my goods ive been paying the solicitor iva and her fees i just dont know what to do can you help please

[Skippy]

Hi Suziem and welcome to the forum. I'm sorry to hear that things are not working for you. I'm not an expert, so I cannot answer your question about the bailiffs, but Melanie or one of the other experts will be along soon. Would you mind letting us know which IP company you are using for your IVA?

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

[MelanieGiles]

Hi suziem

Are you sure that it is your solicitor setting up the IVA for you? That is quite strange as not many solicitors would also act as IPs - are you based in Northern Ireland perhaps?

This does seem to be taking a considerable length of time to put together. Are your financial affairs quite complex? I suggest that you get your solicitor to speak to the bailiffs office as a matter of urgency.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

[Adam Davies]

Hi Suziem
As above please speak to your solicitor at once.
How long have you been paying your solicitor for your IVA and for how long ?
regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

[suziem]

HELLO Mr Davie ok i contacted iva in september last year , they agreed a figure of 189 pounds per month in october last year i was sent 3 payment sheets out i paid october november and december each month 189 pounds before the december payment went out i was told by iva to send all creditor letters to them and to wait till the solicitor contacted me nearly 2 months went by no contact made so i phoned iva up and they phoned solicitor in feb of this year signed and agreement to pay 189 pounds a month but they didnt accept it so now they want 251 pounds per month
but still no patments for that amount have been made because the areement was only sent last week to me to sign the solicitor got one payment of 189 pounds for her and 19 pounds insurance last week sorry its a long message suziem

[suziem]

Hello Melanie, no i live in Chichester and iva put the solicitor in touch wth me

[Adam Davies]

Hi
Can you just confirm that you are dealing with an IVA provider through a solicitor or is the solicitor actually the IP ?.Also do you know if you have actually had a creditors meeting since your last one was rejected ?
Regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

[suziem]

The iva provided us with a solicitor and the creditors meeting i have been told with take place in manchester in 3 or 4 weeks

[MelanieGiles]

Suzie

This all sounds very muddled, I cannot see exactly who is representing you in this IVA. Albeit you have had a long road to the IVA, if you have a creditors meeting set for 3 or 4 weeks time it looks as if their work is now coming to a conclusion.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk