The current guidelines for expenditure in IVA's are those that are published by CCCS and are acceptable by the majority of creditors. Check your circumstances with diffrent IPS by visiting www.iva.com for reviews.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.