IVA Process Started

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kallis3

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Post by kallis3 » Sun Oct 25, 2009 7:15 pm
I can be just as stroppy on the phone to a creditor as they can to me, but I couldn't be like that the other way round.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
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Nicinamess

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Post by Nicinamess » Sun Oct 25, 2009 7:25 pm
Lesley, are you really that cruel?!

I bet you'd have a big box of tissues on your box and would sympathise really.

I know I couldn't do call centre work like that, I'd rather do anything but! Within reason, wink wink, nudge nudge!!

Nic x
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Pennyless

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Post by Pennyless » Tue Oct 27, 2009 9:03 am
Hey Cath any update now that you have all your docs?...When you meeting Melanie?

Only 3 more sleeps before the big day for me.
I came into this world with nothing and still have most of it left!
 
 

Skippy

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Post by Skippy » Tue Oct 27, 2009 9:08 am
I've always said I couldn't do that sort of job, but if it was the difference between keeping a roof over my head or losing my home I would do it.

I don't think I could be as nasty as some of them though!
 
 

Nicinamess

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Post by Nicinamess » Tue Oct 27, 2009 9:09 am
Good luck Pennyless x
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kallis3

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Post by kallis3 » Tue Oct 27, 2009 9:25 am
I could work in a call centre, but not a bullying creditor one.

To be honest, I would rather collect the trolley's at Tesco!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Cath

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Post by Cath » Tue Oct 27, 2009 9:38 am
No, nothing as yet Penny, it's a gruelling wait, what with umpteem phonecalls a day from certain creditors. I just can't wait for the next bit of the process to get here. I was up til 1am last night just mooching about. Feel a bit rubbish at the mo!

Going for a picnic in the park today with a friend and our kids, hope the weather cheers up a bit.

Not long now Penny....everything is still corssed for you. x
7 year IVA completed in December 2016 - there is light at the end of that tunnel
 
 

Skippy

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Post by Skippy » Tue Oct 27, 2009 9:41 am
Now there's a job Jan - I could find out which cars belong to the other collectors and make sure I dent them the same way mine has been dented!

It amazes me how many trolleys they seem to think they can control in one go - if they weren't so lazy they might do less damage!
 
 

kallis3

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Post by kallis3 » Tue Oct 27, 2009 9:44 am
I think it must be a competition as to who can collect the most!

My uncle always used to park his car away from others when he went shopping. He parked it in the middle of B&Q car park, miles away from any other cars and when he came back there was a huge dent because the trolleys had banged into it!

You're safer parking next to another car I think!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Pennyless

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Post by Pennyless » Tue Oct 27, 2009 3:28 pm
Kallis I could park on the moon and someone would park a 4 x 4 and a couple of trollies next to my motor!

Cath - chin-up, I know how you feel. I went through same down days in between completion of documents and actual proposal, but once the proposal was completed I picked up again. The whole IVA process is a "pik n mix" of emotions and we just have to keep hoping that the end result is what we all desire.

Friday will be a life-changing day for me...either in a good way or a bad way and I feel so powerless in my own future....but hey with Melanie and the team I think the odds are in our favour.

Good luck.
I came into this world with nothing and still have most of it left!
 
 

danieln

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Post by danieln » Tue Oct 27, 2009 3:54 pm
What a great post thanks for everyones input on this!

Last Friday I got the list of my paperwork over to the team so am just waiting now, been very nervous as keep thinking what if this, what if that! I will be glad when all this is over... Cant believe I got myself (and my wife) into this stupid mess but thank goodness for some brilliant people who manage to keep me and many others going... [:)]

Good luck pennyless, will be thinking of you on Friday!

Daniel
 
 

Max

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Post by Max » Tue Oct 27, 2009 3:57 pm
Pennyless - I was just the same - I think I must have driven Melanie to the brink of insanity! However, two people on here, Jan (Kallis) and Skippy used to come to my rescue three or four times aday! I am looking forward to reading your possitive post on Friday!!! Please don't forget to post it!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
 
 

Max

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Post by Max » Tue Oct 27, 2009 4:04 pm
Good luck yo you too Daniel!
 
 

Pennyless

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Post by Pennyless » Tue Oct 27, 2009 4:49 pm
Thanks Daniel and good luck to you also. As you say Elv one thing we are never short of in this process is support and its great to see "Max" on a regular basis again.

Will certainly update on fri either way.
I came into this world with nothing and still have most of it left!
 
 

Skippy

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Post by Skippy » Tue Oct 27, 2009 5:40 pm
Good luck on Friday Pennyless, and good luck with your proposal Daniel x
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