IVA Process Started

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Pennyless

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Post by Pennyless » Thu Oct 29, 2009 10:08 am
Agreed Skippy......roll on tommorrow!
I came into this world with nothing and still have most of it left!
 
 

Cath

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Post by Cath » Thu Oct 29, 2009 10:27 am
Just caught up with this. Melanie, Angela didn't tell me 5 weeks, it will be almost 3 weeks since all my docs were in until someone calls me to go over the figures pre-proposal and then I added another 2 for f2f and creditors meeting. From your information above then that fits in with your proceedures.

Impatience is not a virtue and by no means am I complaining I just want to see an end date.

Good luk for tomorrow Penny.
7 year IVA completed in December 2016 - there is light at the end of that tunnel
 
 

MelanieGiles

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Post by MelanieGiles » Thu Oct 29, 2009 2:18 pm
We now have a meeting booked I understand. Don't forget to bring your box of tricks!!!
Regards, Melanie Giles, Insolvency Practitioner
 
 

danieln

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Post by danieln » Thu Oct 29, 2009 2:28 pm
Great news for you [:D]

Melanie, have you seen any of my paperwork on your travels, sorry to ask just interested?

thanks

daniel
 
 

MelanieGiles

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Post by MelanieGiles » Thu Oct 29, 2009 2:29 pm
Danieln

I cannot tie up forum names to client names - so if you want to send me your details we can chat privately via e-mail.
Regards, Melanie Giles, Insolvency Practitioner
 
 

danieln

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Post by danieln » Thu Oct 29, 2009 2:43 pm
Hi Melanie,

Thank you I have emailed you, I hope I had the correct address...

thanks

daniel
 
 

MelanieGiles

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Post by MelanieGiles » Thu Oct 29, 2009 3:06 pm
Yes - you will shortly get an e-mail from my colleague Sue Pervoe confirming the date of your review meeting - should not be more than a week or so from now.
Regards, Melanie Giles, Insolvency Practitioner
 
 

danieln

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Post by danieln » Thu Oct 29, 2009 3:18 pm
Excellent thanks for getting back to me on this so promptly.

daniel
 
 

Pennyless

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Post by Pennyless » Thu Oct 29, 2009 6:19 pm
Well less than 24hrs and its decision time for my creditors on whether they will allow me the chance to get my life back together. Want tommorrow to come quickly but on the other hand today seems like my last supper. Will be sat with toes and fingers crossed securely in the morning and hope that they go easy on me but its just a totally unknown.

In any event, with the help of people on these boards and my IP, Melanie Giles, I feel I have done the maximum possible to show my creditors that I want to repay them and I suppose thats all we can do.

Thanks for the help all and I will post the decision as soon as I get it.

Regards

Pennyless.
I came into this world with nothing and still have most of it left!
 
 

Max

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Post by Max » Thu Oct 29, 2009 7:44 pm
Good luck for tomorrow Pennyless
 
 

Cath

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Post by Cath » Thu Oct 29, 2009 7:56 pm
What time is your meeeting tomorrow Penny? I will be thinking of you.

I have my f2f booked with Mel for 18th November...yay, another step in the right direction, still seems like a decade away but I have a date and your holiday is well deserved!
7 year IVA completed in December 2016 - there is light at the end of that tunnel
 
 

Nicinamess

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Post by Nicinamess » Thu Oct 29, 2009 7:57 pm
Best of luck for tomorrow Pennyless.

I'll be thinking of you,

Nic xx
Life is for living, but not on plastic!
 
 

kallis3

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Post by kallis3 » Thu Oct 29, 2009 8:03 pm
Good luck for tomorrow - I'm sure it will all be ok.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Pennyless

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Post by Pennyless » Thu Oct 29, 2009 8:55 pm
Cath great to see you have a date...my meeting is in the morning. Thanks for the support all, it really means a lot to us.

PS: No Rugby tommorrow so will hopefully have Melanies full attention at the meeting lol[:D]
Last edited by Pennyless on Thu Oct 29, 2009 9:03 pm, edited 1 time in total.
I came into this world with nothing and still have most of it left!
 
 

Shining

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Post by Shining » Thu Oct 29, 2009 9:12 pm
Good luck for tomorrow Pennyless, only in work until 12.30, dentist at 2pm but I'll be checking periodically throughout the day.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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