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ontheroad

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Post by ontheroad » Mon Nov 23, 2009 5:19 pm
Yes Becca, good luck for friday,looking forward to a positive post from you then, everythings crossed for you.
 
 

danny4

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Post by danny4 » Tue Nov 24, 2009 3:05 am
Good luck for Friday. I'm sure everything will be fine.
 
 

danieln

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Post by danieln » Tue Nov 24, 2009 3:01 pm
Hi Cath and all,

Wednesday 9th for me... will be counting down the days... and hours!

Just to follow up on what Cath said "you guys rock" this is very true! Without everyone on here and all the advice and support I would probably have progressed no further and we would still be sauntering along, even though I had taken advise from one of the debt charities! I know like many here I am not quite there yet but would like to thank you all for your help so far!
 
 

Shining

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Post by Shining » Tue Nov 24, 2009 3:05 pm
daniel, fab news and won't be long now. Start that countdown, glad the forum has helped you.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

ontheroad

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Post by ontheroad » Tue Nov 24, 2009 4:08 pm
Great news daniel, stay positive for the 9th and good luck to you.
 
 

Cath

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Post by Cath » Tue Nov 24, 2009 4:09 pm
Great news dan...busy week that week!
7 year IVA completed in December 2016 - there is light at the end of that tunnel
 
 

Pennyless

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Post by Pennyless » Tue Nov 24, 2009 8:34 pm
Thats great news Daniel, following close on the heels of Cath lol.

Good luck for friday Becca and hopefully by 9 Dec we will see a hat-trick!

Fingers & toes crossed for all of you.
Last edited by Pennyless on Tue Nov 24, 2009 8:34 pm, edited 1 time in total.
I came into this world with nothing and still have most of it left!
 
 

Pennyless

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Post by Pennyless » Tue Nov 24, 2009 8:42 pm
Just a quick update.

Since our Barclays joint account has been frozen for two weeks now, we have been attempting to reply to letters and speak to Barclays bank regarding my wifes (not in an IVA) loan, however all attempts to get Barclays to take a payment off us or even change her payment to come out of our new account have been unsuccessfull....until 15 mins ago that is!

Received a call from Barclays Collections department tonight and as a result managed to pay her missed payment and set up a direct debit for her loan.....in addition they stated in order to assist my wife, they would delay next months payment for 14 days.

Just hope they are as accommodating with our £4k overdraft I have left my wife with though...doh!
Last edited by Pennyless on Tue Nov 24, 2009 8:53 pm, edited 1 time in total.
I came into this world with nothing and still have most of it left!
 
 

Cath

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Post by Cath » Tue Nov 24, 2009 8:53 pm
Good to hear from you Penny....so glad you are getting the other side of the debt problem sorted out xxx
7 year IVA completed in December 2016 - there is light at the end of that tunnel
 
 

Pennyless

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Post by Pennyless » Tue Nov 24, 2009 9:02 pm
Thanks Cath & Ladyh.....still waiting for Barclays to actually allow me to speak to a "human" in regards to our overdraft, but little steps I suppose.
I came into this world with nothing and still have most of it left!
 
 

bandit

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Post by bandit » Tue Nov 24, 2009 10:48 pm
good luck to both cath and becca, this thing is like awaiting trial, its awful. thank god for red wine and cigerettes
 
 

Pennyless

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Post by Pennyless » Fri Dec 04, 2009 8:59 am
Cath.....not long until the big day!
I came into this world with nothing and still have most of it left!
 
 

danieln

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Post by danieln » Fri Dec 04, 2009 9:16 am
Pennyless, have you made any progress with barclays on your overdraft?
 
 

Pennyless

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Post by Pennyless » Mon Dec 07, 2009 4:47 am
Hi danieln. Nope no progress as yet. Will hopefully be chatting to them this week and arranging a payment plan of some sort.

Good luck.
I came into this world with nothing and still have most of it left!
 
 

Pennyless

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Post by Pennyless » Wed Dec 09, 2009 9:16 pm
Hi all just a quick update on my joint bank account which I left my wife holding with over £4k overdraft. I enquired today into setting up a payment plan with the bank but discovered the account is no longer ongoing.

Visited Barclays today and it appears that the account has been "closed" entirely and the balance reduced to "nil". The Personal Banker reckons it will all of been consolidated into my IVA, however, with my Wife not being included in the IVA, could I be that lucky I wonder...time will tell?

In any event I also tried AGAIN (4th time) to set up my wifes repayment from our new bank to her Barclayloan, however, Barclays cannot seem to do it so the only suggestions are either she pays by cheque each month at the branch or I set up a standing order from my account.

Anyway great news on Cath and Dan today so a very positive day...onward and upward.
Last edited by Pennyless on Wed Dec 09, 2009 9:17 pm, edited 1 time in total.
I came into this world with nothing and still have most of it left!
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