Post
by
kal » Fri May 30, 2008 2:40 pm
Hi,
After just paying my 3rd installment (where did that time go!), i just wanted to add my thoughts on the pros of my IVA.
Before I had it all settled, like many others on here i was robbing Peter to pay Paul, and although i never defaulted, i knew that my time was running out, as I used to pay for most things on credit cards, and as they built up, along with my overdraft, so did the amount at the end of the month to live on lessen.
I think what i am trying to say (in a roundabout way), is that since being in the IVA I have felt like a weight has been lifted - ok it is not something i want to be in, but I am.
I don't wake up with that awful feeling of dread, and I know that i have money in the bank that after the bills etc is mine (ok not flush).
I almost feel like I need to find something to worry about, now i don't need to worry about those bills/phone calls etc.
Does anyone else feel this way.
k.