IVA protection insurance

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overspent

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Post by overspent » Fri Jul 18, 2008 10:34 pm
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Has anyone got this/if so who have you used? Also, if you have it, do you have a joint iva, and how does the insurance work...sorry about the questions but I know you guys are really helpful.
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indebtforever

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Post by indebtforever » Fri Jul 18, 2008 10:37 pm
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hi dont worry about asking to many questions we are all here to help each other i would recommend to look at this link john tegg http://www.iva.co.uk/forum/pop_profile. ... ay&id=1268

its a wise move especially in the present climate [;)]

i remember asking about it if you did come out of work it will cover the whole payment needed for the iva and this would then need added to your income and expenditure i cant see there being a problem because it benefits both partys
Last edited by indebtforever on Fri Jul 18, 2008 10:45 pm, edited 1 time in total.
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overspent

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Post by overspent » Fri Jul 18, 2008 10:41 pm
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Thank you so much indebtforever
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indebtforever

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Post by indebtforever » Fri Jul 18, 2008 10:44 pm
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no problem keep posting and asking questions

good luck
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Lisa2009

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Post by Lisa2009 » Fri Jul 18, 2008 11:23 pm
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John Tegg is a really nice guy. We have met him twice, hes very professional.............oh and hes got the kind of voice that you could tape record to get the kids to sleep......soooooo calm and soothing.

Send him an email he will be glad to explain it all in as much detail as you need.
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
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LoneRanger

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Post by LoneRanger » Sat Jul 19, 2008 10:54 am
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Were using clear debt for our IVA which includes insurance against redundancy, incapacity etc. Apparantly the creditors pay for it
Steve.

IVA approved!
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CoverItAll

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Post by CoverItAll » Sat Jul 19, 2008 1:37 pm
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Do check your policy wording, I think you'll find the Accident and Sickness benefit is payable for 12 months only. www.protectiva.co.uk
is payable for up to 60 months - to the end of your IVA.

If you are seeking to protect mortgage payments not IVA, then the rate comes down from £4.25 to £2,75 at www.paymentcover.co.uk
John Tegg
john.tegg@dms4asu.co.uk
http://www.paymentcover.co.uk
STANDARD TERMS for Forum Members for Home Insurance, Self Employed Tradesman's Public Liability, and Short Term Income Protection.
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TheMatrix

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Post by TheMatrix » Sat Jul 19, 2008 5:48 pm
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Hi CoverItAll does your policy have a life insurance element in it, I could not see any reference to that in the policy.
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
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CoverItAll

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Post by CoverItAll » Sat Jul 19, 2008 8:01 pm
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No, we believe that if you require life assurance you should conult an Independent Financial Adviser.
John Tegg
john.tegg@dms4asu.co.uk
http://www.paymentcover.co.uk
STANDARD TERMS for Forum Members for Home Insurance, Self Employed Tradesman's Public Liability, and Short Term Income Protection.
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Soulgrowth

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Post by Soulgrowth » Sat Jul 19, 2008 8:57 pm
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That's a nice way of describing John's voice Mrs Skint ... and you are absolutely right! [:)]

Debbie
Debbie
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Lisa2009

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Post by Lisa2009 » Sat Jul 19, 2008 9:06 pm
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Its so soothing, i could sit and talk to him all night. I just love him and Gwen to bits.
We told him we wanted to bring a tape recorder and have him read the three little pigs (little boy's favourite story) into it.
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
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Soulgrowth

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Post by Soulgrowth » Sat Jul 19, 2008 9:17 pm
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You're right! John would make a brilliant hypnotherapist [:)]

Debbie
Debbie
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michael.t47

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Post by michael.t47 » Sun Jul 20, 2008 7:49 am
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is this worthwhile taking out an can it be included in your iva?
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CoverItAll

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Post by CoverItAll » Sun Jul 20, 2008 8:01 am
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Debbie, I was trying to keep the day job a secret !
John Tegg
john.tegg@dms4asu.co.uk
http://www.paymentcover.co.uk
STANDARD TERMS for Forum Members for Home Insurance, Self Employed Tradesman's Public Liability, and Short Term Income Protection.
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LoneRanger

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Post by LoneRanger » Sun Jul 20, 2008 3:03 pm
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Paying for IVA insurance is a great idea but are you allowed to include this as an outgoing in your expenditure? What if your already in an IVA?
Steve.

IVA approved!
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