IVA Starts today

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gilesp

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Post by gilesp » Wed Sep 07, 2011 7:32 pm
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Been reading this site ever since my business had to close and have found the topics very helpful

Today I thought I would register and say a public thank you to Michael Peoples and the team at McCambridge Duffy for sorting out my business debts of nearly £ 200k and getting an IVA approved for 6p in the £.
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Roma

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Post by Roma » Wed Sep 07, 2011 7:49 pm
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Great news!!! :)
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Struzzo39

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Post by Struzzo39 » Wed Sep 07, 2011 8:06 pm
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fantastic news. hope it goes well for you
Steven & Debbie
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Shining

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Post by Shining » Wed Sep 07, 2011 8:19 pm
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Fantastic news for yourself, I hope the IVA goes really smoothly for you.

Well done to Michael Peoples in respect of your IVA too. Do keep posting as your journey will help others for definite. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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clee123

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Post by clee123 » Wed Sep 07, 2011 9:59 pm
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Fab news, really pleased for you - now crack open a bottle of cheap wine - and relax a bit!
IVA accepted 31.05.11 and 2 reviews DONE!!! Wow,nearly approaching my third. can't believe how time has flown!
December 2015 - made a one off payment and made a settlement of the IVA!! recieved certificate in May. - all completd and now I can get on with my life
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Rosepetal

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Post by Rosepetal » Wed Sep 07, 2011 10:04 pm
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hi, what a huge weight off you,very well done to you& Michael's team.

hope you sleep like a baby, x
Nothing stays the same...everything changes..hang on in there!
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kallis3

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Post by kallis3 » Wed Sep 07, 2011 10:36 pm
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Congratulations from me as well and a brilliant result for Michael and his team.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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nepensioner

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Post by nepensioner » Wed Sep 07, 2011 11:12 pm
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Soooo pleased for you, its a great relief isn't it?
F & F Accepted 19th Oct 2010
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footiemad

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Post by footiemad » Thu Sep 08, 2011 8:29 am
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Sounds like a great result - well done x
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gilesp

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Post by gilesp » Thu Sep 08, 2011 7:47 pm
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Relief is not the word, too much of an under statement.

When I first contacted Michael I could not believe that I had an alternative to bankruptcy. I am astounded that McCambridge Duffy pulled it off.

The big irony is that I am no worse off now than any time during the last 24 months because I was paying myself only what I needed to fund essentials. Hopefully this experience will stand me in good stead?
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plasticdaft

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Post by plasticdaft » Thu Sep 08, 2011 7:50 pm
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Gilesp can I ask why you didnt go for BR?

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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kallis3

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Post by kallis3 » Thu Sep 08, 2011 7:51 pm
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It should do. You just have to learn to live within a budget - start using own brands or value stuff.

Your creditors won't be contacting you anymore and if they do then you can tell them to get lost now!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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MrsKnight

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Post by MrsKnight » Thu Sep 08, 2011 7:58 pm
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Congratulations Giles & lots of luck on your Iva journey :)
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X



An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt

Lyns x
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gilesp

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Post by gilesp » Thu Sep 08, 2011 8:03 pm
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Plastic daft, two reasons really.

Firstly I did want to return something to my creditors as many gave me a lot of support when my business started to decline. The main factor though was to protect my property.
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kallis3

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Post by kallis3 » Thu Sep 08, 2011 8:22 pm
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Good for you!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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