You're certainly not alone! We all know what you are going through. The forum is always here with advice and support.
You are among friends here.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Freddy thats how we felt, was never something that we thought we'd need to do. debts have mounted over the years and we've just barely mangaged. however, seeing my sister come thorugh it and now be debt free means we have seen the positives of it and are now raring to start our journey.
we have OD with HSBC and whilst it is only jsut under the limit, the next round of interest charges will take it over. We are not using the bank at all as we have changed banks.
HSBC used to take out our loan payments, then pay them back in as we were over our overdraft limit, and then charge us for it!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
