IVA'S ACCEPTED SOOOOOO HAPPY :)

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harrysmummy78

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Post by harrysmummy78 » Mon Feb 25, 2013 11:50 am
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Well after the slight delay due to system probs have just received the call from Tom at Mel's team (what a lovely man could kiss him right now!!!!) both mine & hubby's IVA's accepted no modifications - everybody voted YES 14p in the £ - £130per month.
For anybody just starting out down the IVA route please do not be scared as I have about your dividend or monthly payment I have spent 2 months terrified that there was no way this would be accepted due to reading some other posts but they all voted yes as this really was my best offer.
Thank you to everybody on Mels team - Mel,Tina,Amie,Claire,Kelly & Tom you have all been amazing and now I have the chance of a much better life I know the road will be long and hard at times but I will get there.
and thank you to all who have sent me best wishes and given me fantastic advice over the last few months do not know where i would have been without you all.
and lastly Good luck to everybody else waiting for their meetings i hope they will all be possitive results in the end xxxxx[:D][:D][:D][:D][:D]
Inter-locking IVA approved 25th Feb 2013 - F&F offer Accepted 06th July 2017 - Completion Certificate received 20th July 2017
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marksam1

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Post by marksam1 » Mon Feb 25, 2013 11:53 am
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Well done
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TheArtist

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Post by TheArtist » Mon Feb 25, 2013 11:57 am
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Well Done HM78
Completed IVA - August 2012 pheeeeeeeeeew
Only my opinion - Nothing More Nothing Less
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Kelly O

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Post by Kelly O » Mon Feb 25, 2013 12:03 pm
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Hi Harrysmummy78 we are so happy for you :-)

Well done and all the best for the future
Regards Kelly Osadare Debt Advice Manager at www.pjgrecovery.com (host to www.melaniegiles.com.)

PJG Recovery have a free online advice channel at www.debtadvicetv.com. If you are ready to ask us for specific advice or help, then get in touch at www.pjgrecovery.com/contact-us.asp . I look forward to speaking to you.
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esgt1967

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Post by esgt1967 » Mon Feb 25, 2013 12:04 pm
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So pleased to hear your good news, hope the IVA goes well for you.
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Julie.th

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Post by Julie.th » Mon Feb 25, 2013 12:27 pm
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thank googness, mine was approved today also, so happy.

Your name has been changed as a matter of security. Unfortunately it is not safe to use a genuine identity with so many spammers around. We do hope this is OK ?
Admin
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peterh

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Post by peterh » Mon Feb 25, 2013 12:31 pm
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Wahey! COngrats

A great feeling isn't it to have that relief and weight lifted from shoulders.

It is a long journey but at least you can live again! :)
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recovering

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Post by recovering » Mon Feb 25, 2013 12:42 pm
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Congrats to all who have been approved today fingers crossed and positive vibes to spanna too
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OnTheUp1976

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Post by OnTheUp1976 » Mon Feb 25, 2013 12:47 pm
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Huge congratulations :)))))
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Foggy

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Post by Foggy » Mon Feb 25, 2013 12:53 pm
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Well done --- here's to a smooth journey :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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debt tired

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Post by debt tired » Mon Feb 25, 2013 1:09 pm
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Congrats harrysmummy and Julie. Very pleased for you both. Ours is still being questioned by one of our creditors I'm afraid, so can't join you in your celebrations yet unfortunately.
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harrysmummy78

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Post by harrysmummy78 » Mon Feb 25, 2013 1:12 pm
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congrats Julie great news for you massive relief? Debt tired you will be joining us in a celebration very shortly just hang in there x
Inter-locking IVA approved 25th Feb 2013 - F&F offer Accepted 06th July 2017 - Completion Certificate received 20th July 2017
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luluj

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Post by luluj » Mon Feb 25, 2013 1:16 pm
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Brillant news for you both ....happy smiling faces today...now fingers crossed for the others x
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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Charlygirl

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Post by Charlygirl » Mon Feb 25, 2013 1:17 pm
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Congratulations!!! Harrysmummy and Julie!! Well done!! I really hope I will be celebrating on Wednesday xx I am really scared.
xxx
Last edited by Charlygirl on Mon Feb 25, 2013 1:19 pm, edited 1 time in total.
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dlovesg

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Post by dlovesg » Mon Feb 25, 2013 1:24 pm
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Congratulations Harrysmummy and Julie! wishing you all the best on your debt free journey! Fingers tightly squeezed now for Debt tired and Robbieboy x
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