IVA's approved today!

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esgt1967

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Post by esgt1967 » Fri Jan 04, 2013 11:28 am
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Just had the call from Marc from Mel's team and both our IVA's were accepted today with no changes to our payments. Fantastic news for us, feels like the start of the rest of our lives. Many, many thanks to Melanie Giles and her team for doing such a fantastic job and I'm so glad I found this forum before we started on the IVA journey. So pleased but can't stop crying at the moment - my kids are wondering what's going on!!
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in-a-mess-indeed

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Post by in-a-mess-indeed » Fri Jan 04, 2013 11:41 am
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Congrats esgt1967, what a great result and another plus for Mels team, good luck in your IVA and the Forum is a blessing i must admit, not often do i post but I look in every day since before my IVA journey started.
Took The plunge and made the call, changed our family life and we have never been happier. Debt free and wont go back..... IVA was by far the best thing we ever did to teach us the real value of Family and money
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peterh

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Post by peterh » Fri Jan 04, 2013 11:42 am
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Congrats, must feel good.

I am now awaiting creditors meeting date..:)
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harrysmummy78

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Post by harrysmummy78 » Fri Jan 04, 2013 11:44 am
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Well done I have been waiting for your post to go on!! I bet you feel amazing now to have had such pressure lifted off you.. best of luck for the future I hope I will also be putting a similar post on in the next couple of months. x
Inter-locking IVA approved 25th Feb 2013 - F&F offer Accepted 06th July 2017 - Completion Certificate received 20th July 2017
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esgt1967

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Post by esgt1967 » Fri Jan 04, 2013 11:45 am
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Thanks to everyone. Best of luck to you, harrysmummy78, with your proposal/creditors meeting. Am sure you will be celebrating like us in a few weeks time.
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Niobe

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Post by Niobe » Fri Jan 04, 2013 12:03 pm
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Congratulations, really pleased for you both.
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Foggy

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Post by Foggy » Fri Jan 04, 2013 12:08 pm
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Congratulations -- the journey starts here. I am afraid there are likely to be ripples along the way (you won't get bumps with Mel ... only ripples) but keep your eyes on the light at the end of the tunnel -- it will get closer every day :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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12 months to go

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Post by 12 months to go » Fri Jan 04, 2013 12:54 pm
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Esgt1967 well done

It feels fantastic doesnt it to know you have taken control and if you had anyncreditor harassment this will shortly cease

What a great way to start the new year
Last payment made April 2012
Certificate received 1st Nov 2012
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wiggle1

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Post by wiggle1 » Fri Jan 04, 2013 2:43 pm
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Great news esgt1967. Good luck to you.
Life after IVA is wonderful.
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plasticdaft

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Post by plasticdaft » Fri Jan 04, 2013 2:48 pm
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Great news. The debt free journey starts here.

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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Kev.02

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Post by Kev.02 » Fri Jan 04, 2013 3:25 pm
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Well done all the best
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KAYKAY

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Post by KAYKAY » Fri Jan 04, 2013 3:32 pm
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Congratualations, hope your journey to debt freedom is smooth one.
IVA Completed August 2011
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mazbrown

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Post by mazbrown » Fri Jan 04, 2013 3:37 pm
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Fab news , the months will go by quick ... Happy new year !
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lulu123

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Post by lulu123 » Fri Jan 04, 2013 5:49 pm
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Congratulations esgt1967! All the best in your debt free journey!
lulu
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MelanieGiles

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Post by MelanieGiles » Fri Jan 04, 2013 6:05 pm
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Have posted on the other post - but well done again. You deserve all the credit really, for wanting to repay your creditors to the best of your ability!
Regards, Melanie Giles, Insolvency Practitioner
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