I got some papers a few weeks ago from Eversheds on behalf of NRock regarding my unsecured loan, this is in my name only, I borrowed £20,000 and they want £30,000! The papers looked like court papers but there was no date or anything on them, I read them a few times and all they were really were income and expenditure forms, well as I am saving for my bankruptcy fees I thought if I pay them, it just means that I will have to wait longer to get the fee together so I wrote back saying I am not in a position to pay anything as I am shortly going to petition for bankruptcy. I did not hear anything until today and I have received a form saying Judgment for Claimant (in default) dated 29 June 2007. It says I have to pay £30,421.80 and £520 costs forthwith!!!!!! If this is a CCJ, shouldn't they have at least told me of the date of the court??? Anyway, my main worry now is what happens next??? it will be about 5 weeks until my bankruptcy date. Obviously no-one knows where I am living now, how long will they take to find me? If anyone knocks on my door, I will just not answer it, but I can see this will send me into a nervous wreck!!!!!!!!!!!!!
