Shrewsburydebt, you say you don't rely on the insolvency register, yet the original poster received a letter from you saying they may have been mis-sold their IVA...
While you might not rely on the register, you obviously make use of it. As you have no knowledge of the person's circumstances I don't understand how you can say their IVA may have been mis-sold.
I agree with Skippy that they obviously check the register, otherwise they have no way of knowing who is in an IVA or not. I don't like firms that do that - they put the fear of god into vulnerable people.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
They most certainly do break the law shrewsburydebt. My address is listed with the mailing preference service, as is my phone number with the Telephone Preference Service.
This is to stop scum mailing me rubbish, and that includes letters telling me I may have been missold a IVA. I KNOW WHAT I'VE BEEN SOLD, A WAY OUT OF MY DEBTS.
Putting letters in the post stipulating all the information available on the register like court, date of insolvency, full name, date of birth and address and putting it in the mail not properly addressed so someone else in my household could get hold of it who don't know about my circumstances is totally inexcusable and inappropriate.
These companies should clear their data against the MPS Opt out file.
When I phoned these companies up to complain and ask for them to remove my details, they refused!!! a breach of the Data Protection Act 1998.
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
I'd be keen to know from Shrewsburydebt where his firm gets their information from to be able to write to people who are involved in an IVA - if it is not from the insolvency register.
This is what I have been wondering as well. There is no other way of knowing that someone is in an IVA as far as I am aware.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I see you have edited your post Shrewsbury debt.##
Strange that your IP address is the same as the new poster Terry007!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
You are one and the same poster. We would like you to address the comments made as Skippy has said.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Errr im sorry but i have nothing to do with that company at all, i only came onto this forum so i could get some knowledge etc and now im being picked on...
I only commented on this because i have come across this before and i was interested in the subject. now i think i will not refer anyone at all to this forum if people are going to behave like this and winge and moan about finnicky things like marketing letters.[V]
We do not whinge and moan about these letters without good reason.
It is bad enough that our details are on a public register, we do not want to be 'cold called' by someone telling us our IVAs have been missold when they clearly know nothing about us or our circumstances.
If we need any help we can get advice from here or the sister forum or from our own IP company.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I agree Jan. If these companies didn't persist in abusing the insolvency register and sending out these ridiculous letters when they know nothing about anyone's circumstances then we'd have nothing to 'whinge and moan' about.
I presume they take notice of the mailing preference service...
I think that's unlikely judging by inaiva's post the the other day!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Any iva company worth their salt discusses all options available to us-we were already on dmp and discussed bankruptcy in depth but opted for the iva.
So - my question is why would we need any advice from a firm that hasnt a clue of our financial situations when we already have someone working for us.
Cant see how they make any money.
full and final accepted January 2015
iva agreed; August 2010
iva would have completed; August 2017
extra year thank's to NRAM
