joint iva query

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marky b

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Post by marky b » Wed Nov 11, 2009 3:25 pm
i usually phone melanies office with my queries but thought id throw one out to you guys.
my wife will be two days basic down next month due to not getting sick pay.
can i make up her wages with any o/t i get.
 
 

marky b

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Post by marky b » Wed Nov 11, 2009 5:17 pm
hi there
yes were both in it together and not looking to reduce our payment or anything.

She worries about taking a couple of days off and losing the money and i was just thinking that could my overtime make up her loss of dosh for the month before we hand any extra over.
 
 

Debtwitch

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Post by Debtwitch » Wed Nov 11, 2009 5:41 pm
There's nothing specific in proposals about this so your IP will have to use their discretion and I think it's only reasonable for the increased income from the o/t to be used.

Just send in a quick letter with your wage slips about this so that it is considered.
Kind regards,

Angela Rosler
Insolvency Manager

Helping people with their debt problems for nearly 10 years.

Contact me directly for free, impartial, confidential help and guidance.
 
 

marky b

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Post by marky b » Wed Nov 11, 2009 8:47 pm
many thanks angela.
 
 

Shining

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Post by Shining » Wed Nov 11, 2009 8:50 pm
hi markyb, I know Melanie is a very fair IP and hope this can be looked on favourably for you, I'm sure she'll be alone later and probably pick up on this and advise you appropriately.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

MelanieGiles

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Post by MelanieGiles » Wed Nov 11, 2009 11:01 pm
Your IP will be very happy for you to offset your wife's shortfall from your share of your overtime firstly, and then the creditors share.
Regards, Melanie Giles, Insolvency Practitioner
 
 

marky b

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Post by marky b » Thu Nov 12, 2009 3:41 pm
Thanks Mel.
Ive had the bug all week but still working but sues quite bad. Shes never off sick but its knoced her for six this time.
They reckon its swine flu ive just picked up her Tamiflu from the health centre.
 
 

kallis3

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Post by kallis3 » Thu Nov 12, 2009 5:45 pm
Sorry to hear that Marky and I hope you are both recovered soon.

Have to say that one of my colleagues had Tamiflu and it made her even worse!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

marky b

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Post by marky b » Thu Nov 12, 2009 7:31 pm
Thanks H
maybe the tamiflu brings out the symptoms or something.
 
 

kallis3

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Post by kallis3 » Thu Nov 12, 2009 7:36 pm
It made my colleague throw up, so she stopped taking it and managed to get well without it.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

MelanieGiles

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Post by MelanieGiles » Thu Nov 12, 2009 10:09 pm
So sorry to hear that she is poorly. Lots of TLC needed I think this weekend, and please tell her I hope she will be feeling better soon.
Regards, Melanie Giles, Insolvency Practitioner
 
 

kallis3

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Post by kallis3 » Thu Nov 12, 2009 10:16 pm
Hubby has just had the jab as he has underlying heath problems so I can catch it now without worrying about him getting it! I'm not eligible for the jab.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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