Just a bit of advice I know it cheeky but thought I'd ask

[j109]

Just a bit of advice I know it cheeky but thought Id ask, I have completed my IVA and have the CC however iv had a lot of companies calling about PPI claims. As my debts entered an agreement within the IVA, I have completed my IVA is there any reason why i cany go for a ppi claim, will i get any money (if applicable) or will my creditors get them

[craigiewicked1]

your IVA is complete, so you go forit,what have you got to lose

[jeffw]

I agree with craigiewicked1 you have your CC so no harm in trying.

[Shining]

How long ago was your IVA complete?

[TheArtist]

Welcome j109. If you have your CC, why not. However, I would not use a PPI claims company. They will take a daft percentage. Make the claims yourself. It's an unbelievably easy thing to do. If you need any help, come back on the forum.

[plasticdaft]

Be careful using a claims firm as they may not get their cut if the companies you reclaim against all offset your claim against debt written off,resulting in you getting a bill for their work!!!

By all means try it yourself but dont expect to rake it in.

Paul

[j109]

Hi I completed June 2010 I finished early was due to complete Feb 2012 but I sold my house and did a full and final. My IVA will be dropping off 22nd Feb this year. So its clean up time now

Thanks for your views a little confused how the creditors can say they are paying my PPI claim towards my outstanding debt as I thought when you recieved a Completion Certificate it meant you entered into a contract(IVA) was successful and subsequently the debts then disappear as the defaults are marked as satisfied??

[plasticdaft]

Debts may be marked as satisfied but creditors still maintain records so will know whats been written off. Nobody has contested such a post iva ppi reclaim offset in the courts so not sure of the rights or wrongs.

Paul