Just a quick question........

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jampotfairy

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Post by jampotfairy » Wed Jul 18, 2007 5:31 pm
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While I was in the process of setting up my IVA my IP informed me that as long as I forwarded all correspondence from creditor then they would deal with them on my behalf and no further action would be taken against me. Yet despite this I nearly ended up with a CCJ against me and when I called to ask why this had happened I ws told that there was nothing they could have done about it. Am I getting bad service here or is this normal practice?
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MelanieGiles

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Post by MelanieGiles » Wed Jul 18, 2007 6:03 pm
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Hi there

Your Ip cannot make such statements as the actions of your creditors are beyond his/her control. The only process which can stop ongoing actions from creditors is either an Interim Order from Court or the acceptance of the IVA proposal itself.

A CCJ is meaninless really when you now have an IVA on your record.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk
Regards, Melanie Giles, Insolvency Practitioner
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Oliver

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Post by Oliver » Thu Jul 19, 2007 11:29 am
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Your IVA will be on your credit file for 6 years so the CCJ isn't really worth worrying about.

Best Regards
Oliver

Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at: www.thomascharles.com/about_us.asp
Best Regards
Oliver
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