just been accepted for iva

[gaborkiraly]

just had a letter from mbna thretening me as well but this letter has gone straight in the envelope along with first directs letter my ip should he sort it out if i send him these letters????? as thats what hes getting paid for any advice would be helpful????

[neverending]

Stop worrying !!! Just send any letters etc to your IP and they will sort it out.You are now in a legally binding agreement so let your IP deal with any communications.

[spenmotherhen]

Hi gaborkiraly congratulations on getting your IVA. I still received letters off of one of my creditors two months after my IVA was set up. I think it was just a catch up game. If you feel so unsure of what is going on talk to your IP who will be able to put your mind at rest. Just out of interest also, I have been trying to locate the IVA register, how did you access this to read your information? Thanks Spenmotherhen

[gaborkiraly]

hi its www.insolvency.gov.uk

[gaborkiraly]

just an update got my written confirmation this morning which is great also mbna are now aware of the situation which should stop the hassle off them which is gonna be a big releif as they were ringing day and night and sending letters twice a week all im waiting for is my ip to sort out first direct only 3 of my 8 creditors voted at the meeting my main ones which are abbey national didnt even bother to vote when i spoke to them last they said they were gonna vote but never mind im accepted anyway thanks for everyones advice

[Oliver]

Yes you should be able to forward these letters to your IP. However, if you try to be patient and simply explain to all those harassing you that you have a IVA in place and it is against the law for them to continue to harass you the phone calls and letters should eventually trickle out.



You can access Video Clips giving additional information about IVAs at:
http://www.thomascharles.com/interview_ ... an_iva.asp

If you would like more information about IVAs, other debt solutions, or just want to arrange an informal chat, please visit us at www.thomascharles.com.

Best Regards
Oliver
www.thomascharles.com

[gaborkiraly]

i just hope my ip sorts this business out with first direct he should do asap as this is what he is now getting paid for i just hope it doesnt affect my iva as i dont think first direct have offices in birmingham they are based in leeds what can happen if the proposal has gone to the wrong creditors address????

[gaborkiraly]

hi all good now my ip received my letters and my iva company have contacted mbna and first direct and they are gonna be off my back from now on

[Oliver]

Great news GaborKiraly I hope that you can finally start relaxing a little now.


You can access Video Clips giving additional information about IVAs at:
http://www.thomascharles.com/interview_ ... an_iva.asp

If you would like more information about IVAs, other debt solutions, or just want to arrange an informal chat, please visit us at www.thomascharles.com.

Best Regards
Oliver
www.thomascharles.com

[gaborkiraly]

thanks oliver its such a great releif i have had the best week for 2 years ive been able to sleep at night and actually looking forward to tommorow when i go and watch palace play without any creditors calling me while im at the match thanks again everyone

[Oliver]

You're welcome. I'm glad to hear that you can finally relax now. I was wondering about the name. I have seen Gabor Kiraly play a couple of times in his primark tracksuit bottoms, very amusing but not a bad keeper. Enjoy the game and keep us updated on your IVA experiences.

You can access Video Clips giving additional information about IVAs at:
http://www.thomascharles.com/interview_ ... an_iva.asp

If you would like more information about IVAs, other debt solutions, or just want to arrange an informal chat, please visit us at www.thomascharles.com.

Best Regards
Oliver
www.thomascharles.com