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Nikdav2713
Posts: 19 Joined: Wed Feb 18, 2015 9:13 am
Location: United Kingdom
Hi, just found out im pregnant and i have an IVA in my name. Obviously circumstances are going to change, i was just wondering when or if i need to inform my IP?
N M Yates
Lisa Thomas
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Posts: 7759 Joined: Wed Dec 03, 2014 10:26 am
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On the assumption your disposable income will no doubt change then yes you will need to notify them about those changes as soon as they happen.
Lisa Thomas
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Foggy
Posts: 33396 Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
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First of all congratulations.
Really the sooner the better, so you can work together and get a plan of action formulated. Your IP needs to know as your salary will change for a while, whilst on maternity leave, and your expense allowances will need to change after the birth.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Nikdav2713
Posts: 19 Joined: Wed Feb 18, 2015 9:13 am
Location: United Kingdom
Thanks Guys, so really if i wait until i know all is OK i should then inform them?
N M Yates
Foggy
Posts: 33396 Joined: Fri Dec 17, 2010 11:14 am
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Yes, that's about it
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Foggy
Posts: 33396 Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
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Could someone else please post -- the headline reads:
" I have just found out I'm pregnant : (by Foggy)"
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Michael Peoples
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Posts: 15189 Joined: Mon Nov 03, 2008 12:36 pm
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Congratulations from me too [not to Foggy but to the poster]. This is quite common in IVAs and everything can be taken care of.
Helen.k
Posts: 123 Joined: Tue Mar 31, 2015 3:45 am
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font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Foggy
Could someone else please post -- the headline reads:
" I have just found out I'm pregnant : (by Foggy)"
Congratulations Foggy[:p][:p][:p]
getting there ....
Got there!!
IVA started 27/10/2010
final payment 27/10/2015
CC received 6/5/16
Off the register 5/8/16
Helen.k
Posts: 123 Joined: Tue Mar 31, 2015 3:45 am
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congratulations Nikdav too!!
getting there ....
Got there!!
IVA started 27/10/2010
final payment 27/10/2015
CC received 6/5/16
Off the register 5/8/16
luluj
Forum Expert
Posts: 11333 Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom
Congratulations ... work with your IP now to ensure a worry free pregnancy x
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Look at my blog "All I wanted was a baby"
Lisa Thomas
Industry Expert
Posts: 7759 Joined: Wed Dec 03, 2014 10:26 am
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font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Foggy
Could someone else please post -- the headline reads:
" I have just found out I'm pregnant : (by Foggy)"
Ha Ha Congrats Foggy! Now I will be in the same position as you!
Ike
Posts: 27 Joined: Tue Jan 20, 2015 11:27 am
Location: United Kingdom
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by
Ike » Wed Jun 17, 2015 1:28 pm
Congratulations! We took a payment break whilst I was on maternity leave of 9 months, 2 yrs into our IVA. In hindsight I wish we had continued with the payments and stuck with our original end date as we now have the arrears to pay back. Seemed to be the right decision at the time, although since then my work hours have reduced so SMP was more than my wages once I returned to work.
Shining
Posts: 27019 Joined: Thu Sep 20, 2007 8:57 am
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and an added congratulations from me, echoing the advice from the other posters.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.