Just found out Im pregnant

Get expert opinion. This is the place for new questions to be posted.
14 posts Page 1 of 1
 
 

Nikdav2713

User avatar
Posts: 19
Joined: Wed Feb 18, 2015 9:13 am
Location: United Kingdom

Post by Nikdav2713 » Tue Jun 16, 2015 4:34 pm
Hi, just found out im pregnant and i have an IVA in my name. Obviously circumstances are going to change, i was just wondering when or if i need to inform my IP?
N M Yates
 
 

Lisa Thomas

User avatar
Industry Expert
Posts: 7759
Joined: Wed Dec 03, 2014 10:26 am

Post by Lisa Thomas » Tue Jun 16, 2015 4:40 pm
On the assumption your disposable income will no doubt change then yes you will need to notify them about those changes as soon as they happen.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
 
 

Lisa Thomas

User avatar
Industry Expert
Posts: 7759
Joined: Wed Dec 03, 2014 10:26 am

Post by Lisa Thomas » Tue Jun 16, 2015 4:41 pm
PS Congratulations!
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
 
 

Foggy

User avatar
Posts: 33396
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Tue Jun 16, 2015 4:41 pm
First of all congratulations.

Really the sooner the better, so you can work together and get a plan of action formulated. Your IP needs to know as your salary will change for a while, whilst on maternity leave, and your expense allowances will need to change after the birth.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Nikdav2713

User avatar
Posts: 19
Joined: Wed Feb 18, 2015 9:13 am
Location: United Kingdom

Post by Nikdav2713 » Tue Jun 16, 2015 4:44 pm
Thanks Guys, so really if i wait until i know all is OK i should then inform them?
N M Yates
 
 

Foggy

User avatar
Posts: 33396
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Tue Jun 16, 2015 4:50 pm
Yes, that's about it :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Foggy

User avatar
Posts: 33396
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Tue Jun 16, 2015 4:57 pm
Could someone else please post -- the headline reads:

" I have just found out I'm pregnant : (by Foggy)"
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Michael Peoples

User avatar
Industry Expert
Posts: 15189
Joined: Mon Nov 03, 2008 12:36 pm
Location:

Post by Michael Peoples » Tue Jun 16, 2015 5:06 pm
Congratulations from me too [not to Foggy but to the poster]. This is quite common in IVAs and everything can be taken care of.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
 
 

Helen.k

User avatar
Posts: 123
Joined: Tue Mar 31, 2015 3:45 am
Location:

Post by Helen.k » Tue Jun 16, 2015 5:10 pm
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Foggy

Could someone else please post -- the headline reads:

" I have just found out I'm pregnant : (by Foggy)"
Congratulations Foggy[:p][:p][:p]
getting there ....

Got there!!
IVA started 27/10/2010
final payment 27/10/2015
CC received 6/5/16
Off the register 5/8/16
 
 

Helen.k

User avatar
Posts: 123
Joined: Tue Mar 31, 2015 3:45 am
Location:

Post by Helen.k » Tue Jun 16, 2015 5:11 pm
congratulations Nikdav too!!
getting there ....

Got there!!
IVA started 27/10/2010
final payment 27/10/2015
CC received 6/5/16
Off the register 5/8/16
 
 

luluj

User avatar
Forum Expert
Posts: 11333
Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom

Post by luluj » Tue Jun 16, 2015 5:20 pm
Congratulations ... work with your IP now to ensure a worry free pregnancy x
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

Lisa Thomas

User avatar
Industry Expert
Posts: 7759
Joined: Wed Dec 03, 2014 10:26 am

Post by Lisa Thomas » Wed Jun 17, 2015 9:15 am
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Foggy

Could someone else please post -- the headline reads:

" I have just found out I'm pregnant : (by Foggy)"
Ha Ha Congrats Foggy! Now I will be in the same position as you!
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
 
 

Ike

User avatar
Posts: 27
Joined: Tue Jan 20, 2015 11:27 am
Location: United Kingdom

Post by Ike » Wed Jun 17, 2015 1:28 pm
Congratulations! We took a payment break whilst I was on maternity leave of 9 months, 2 yrs into our IVA. In hindsight I wish we had continued with the payments and stuck with our original end date as we now have the arrears to pay back. Seemed to be the right decision at the time, although since then my work hours have reduced so SMP was more than my wages once I returned to work.
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:

Post by Shining » Wed Jun 17, 2015 5:36 pm
and an added congratulations from me, echoing the advice from the other posters.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
14 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”