I don't think we will ever go back to using cash bert, so companies such as these will continue to flourish.
When we take credit out, it is with the intention of paying it back in full so I think Link will continue to trade as people have no idea that there will be problems with them if they need help.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk