Just recieved iva proposal

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tygercat52

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Post by tygercat52 » Mon Oct 29, 2012 5:37 pm
contact your ip and tell them of this if you have signed your proposal then it wont be long before they are contacted by the ip also have you told them you are going for an iva .also just a thought get in contact with the ombundsman cause this sounds like harrassment to me and thats illegal!!!
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by downandout

letter opens
nram has instructed me to meet with you in your home.I have made an appointment for 6.30 and ask you to be there
 
 

Niobe

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Post by Niobe » Mon Oct 29, 2012 5:48 pm
There is nothing to stop them from calling round, the debt has obviously been passed on to a DCA.

Hopefully the IP can sort this out.
 
 

MikeyM

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Post by MikeyM » Mon Oct 29, 2012 6:04 pm
Just wondering. Are talking about a mortgage debt/arrears here. DMS seem to be specialists in mortgage arrears visits.

http://www.dmsarrearssolutions.co.uk/De ... isits.html
 
 

Tina Shortland

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Post by Tina Shortland » Mon Oct 29, 2012 6:26 pm
Hi Downandout,
Get your IP onto this asap as they should not be needing to visit you knowing you are proposing an IVA. you do not have to let them so do not, no matter what they say.

Let us know what your IP says as I'm sure many other posters will be interested to know to put their minds at rest.
Last edited by Tina Shortland on Mon Oct 29, 2012 6:29 pm, edited 1 time in total.
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MelanieGiles

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Post by MelanieGiles » Mon Oct 29, 2012 8:32 pm
In my firm we write to creditors at the earliest possible opportunity so that they are aware of their customer's intentions with regard to debt repayment. It doesn't always work, and they will often continue to call and send letters - but I can say with confidence that home visits are very rare, and generally used more as threat as they know this will disturb most people.
Regards, Melanie Giles, Insolvency Practitioner
 
 

downandout

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Post by downandout » Fri Nov 02, 2012 6:32 pm
Sorry for the delay rang gt gave me somen advice if they turned up.Checked the letter again and it does actually give an option for cancelling the meeting at a cost, sent a text message to the supplied number stating state of play and no-one arrived thanks for all your advice so far
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