Just when you think things are going well

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hallway

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Post by hallway » Mon Jun 23, 2008 11:40 am
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Thought everthing was going too well been in Iva for 15 months managing fine and now it looks like my husbands going to lose his job.I just dont know what to do, cant stop crying, just cant go back to the way things where,Iv had no trouble with my Iva company up to now but everyone on here says when your in trouble they dont want to know Im with Blair Endersby. Just feel like ending it all why does life always have to kick you in the teeth.
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kallis3

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Post by kallis3 » Mon Jun 23, 2008 11:44 am
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Oh Hallway, I'm so sorry to hear your news - that's not a good thing to happen.

Is it definite that he will lose it? If so, you will have to get in touch with your IP and tell them. Not had any dealings with Blair Endersby myself, but I would try to get hold of them sooner, rather than later.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Skippy

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Post by Skippy » Mon Jun 23, 2008 12:01 pm
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Oh Hallway, I'm so sorry to hear that. Please don't talk about ending it all - there will be a solution.

As Kallis says I would contact BE as soon as possible to pre-warn them.

Good luck, and let us know how you get on x
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rockbottom

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Post by rockbottom » Mon Jun 23, 2008 12:19 pm
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Oh Hallway, you poor thing, that is a kick in the teeth for you but you MUST NOT think about ending it, you are far too important for that, contact your IP asap and let them put your mind at rest a bit, there will be a solution for you, its just finding it and find it you will.
please stay strong you can get through this.

rb
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abc

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Post by abc » Mon Jun 23, 2008 12:22 pm
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Speak to your Supervisor, a variation can be put forward to your creditors giving you a payment holiday for say six months or until your husband finds another job. Better to do this now rather than waiting for 2-3 months time when the IVA is on the point of failing.
Alan Coleman
Licensed Insolvency Practitioner with over 20 years experience and specialist for IVAs for self employed people

www.jmmarriott.co.uk
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Viki.W

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Post by Viki.W » Mon Jun 23, 2008 1:04 pm
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Hallway, I'm so sorry, please don't have those dark thoughts, there will be a way through. You and your husband are more important than anything. I'm sure BE will not want your IVA to fail. We're all here for you. Viki X
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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plasticdaft

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Post by plasticdaft » Mon Jun 23, 2008 2:17 pm
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Life is precious Hallway,so please dont be tempted to end it all,I am sure there are a million reasons to live,its just that they are often put to the back of the mind in situations such as yours.

Speak to your IP asap and let them know whats going on. Forwarned is forearmed. You will get through these trying times,after all you have managed to get 15 months into an IVA.

Dont give up.

Paul.
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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Moneystinks

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Post by Moneystinks » Mon Jun 23, 2008 2:26 pm
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Just wanted to reinforce everything that everyone else has said. Try contacting your IP direct to cut out any misunderstandings that can sometimes occur when a third party is involved. There will be a solution.

Hope you are starting to feel a little more positive please let us all know how you get on. XX
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indebtforever

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Post by indebtforever » Mon Jun 23, 2008 2:33 pm
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I would contact your ip they should be able to give you a payment break till your husband finds work this ovcourse will have to be added to the end of the iva it is in no ones interest to fail the iva.I would then hopefully after your husband finds a job take insurance out to protect your payments from any futher redundancies this extra expense will be added to your income and expenditure as it benefits both partys.Please stay strong and focused your husband WILL find a job and you will both be debt free and enjoying your life together sooner than you think.


good luck
Last edited by indebtforever on Mon Jun 23, 2008 3:10 pm, edited 1 time in total.
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MelanieGiles

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Post by MelanieGiles » Mon Jun 23, 2008 3:49 pm
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Will your husband be entitled to any form of redundancy payment if he does lose hs job?
Regards, Melanie Giles, Insolvency Practitioner
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