I doubt they will call, cr 15, its just a scare tactic. I know some companies do pay a very occaisional visit but you really do not have to talk with them and can ask them to leave, saying you do not wish to talk. They have no right of entry, yes, I agree its a scary thing, just the thought it really does scare me. I do not sit in my lounge in the day time, until its dark enough to draw the curtains but, I dont think I would hide away if anyone did call, I would answer the door and tell them to go away.
Jane the companies can trace you, I paid one of my creditors after I had moved house but didnt inform them as, at the time I didnt know that I wouldnt be able to pay my way and they found me through a trace that they charged me for. I do not provide a telephone number for the creditors so after the post has been I am OK, you do not have to discuss things verbally if you do not want to, I write and reply to mine.
lily
lily