Am on iva and just after Christmas I got a letter from my landlord to say he is selling up some time this year . Am a bit worry that I will not be able to rent private any were has am on an iva . I have been renting the same house for 6 years and not missed a month rent .
Hi. Quite a few forum members have managed to rent whilst in an IVA. Either look for private landlords who might not do a credit search or, if you go through an agent, be honest and upfront about the IVA. A credit fail can often be got around by increased deposit or a guarantor.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
We rented during our iva and had many IPs and downs with landlords causing us to move mid way through. Be honest with any letting agent you approach ...we were told being upfront goes in your favour as they may have landlords on their books who are willing to take the risk,- although those in iva's are less likely to default as they live on a controlled budget!
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Make sure you get a good reference off your current landlord and as has been said be open with letting agents about the iva. If a larger deposit may be needed perhaps a payment break from the iva would be an option.
Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
