Hi guys just thought I’d pop on and give an update - I’m nearing completing 3yrs in April, it’s had its ups and downs since joining the IVA but 100% worth it. Payplan have been great with payments and I’ve used a few of the payment break holidays when my wage was a bit low. It’s not been a walk in the park however I have enough money to live on without having to struggle and the end is still in sight. I’m Pretty stress free now, my anxiety has reduced and having an end in sight is a great feeling.
For anyone worried about the IVA don’t be, Payplan especially have been amazing and helped me every step and been friendly about it without being judged. I haven’t had any creditor contact for over 2 yrs now, so even better considering my iva was for over £120k
Il pop back again once I’m near the end

