Last IVA payment went out today!

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tra23dog

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Post by tra23dog » Thu Feb 09, 2012 12:40 pm
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We are finally there! The last payment of 66 went out today. I rang GT and they are passing our case to the completions department and we have to do a final review of payslips etc but we can cancel our direct debit. What a feeling that was pressing the cancel button! [:)]

They also said it could be 10 months before we get our certificate of completion!! [:(]

It has been a long, hard road and has tested my husbands and my marriage but so worth it. I would like to thank everyone at GT and this forum for the help and support.

Tracey
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kallis3

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Post by kallis3 » Thu Feb 09, 2012 12:42 pm
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Congratulations on completing and good luck for the future.

Unfortunately there is a delay in closing cases at the moment. It will hopefully be resolved soon.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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olympic_torch

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Post by olympic_torch » Thu Feb 09, 2012 1:01 pm
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That must feel good !, but 10 months wait for your certificate is a pain.
I hope the powers that be sort this vat lark out a bit sharpish.
Aucto Splendore Resurgo.
IVA accepted May 2007.
Extended by 12 months in lieu of equity March 2012.
F+F offer accepted May 2012.
C of C received August 2012.
IVA dropped off credit file 24th May 2013.
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kazzafunk

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Post by kazzafunk » Thu Feb 09, 2012 1:05 pm
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Well done - I bet that feels good!

Maybe GT are erring on the side of caution by saying 10 months?

I would just ask them for confirmation that any windfalls received from today are not payable to the IVA as you have completed your obligation.
Kazza

Please visit my blog:
http://kazzafunk.blogs.iva.co.uk/

IVA completed 21/03/2012
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Shining

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Post by Shining » Thu Feb 09, 2012 1:31 pm
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What a good day for you and what a great achievement x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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MerlinL14

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Post by MerlinL14 » Thu Feb 09, 2012 2:27 pm
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Congrats Tracey. GT stated 6 months to other members which is harsh, 10 months is just too long.
Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues
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Tina Shortland

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Post by Tina Shortland » Thu Feb 09, 2012 2:30 pm
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Congratulations Tracey and best wishes for your debt free future. Hope you get your completion certificate sooner than 10 months.
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.

If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com

If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
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vince666

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Post by vince666 » Thu Feb 09, 2012 6:27 pm
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Congratulations Tracey....

... but 10 months for a completion certificate - it's starting to get ridiculous. TBH I don't know where GT are plucking that figure from because to my knowledge they have no idea when they will receive their refund from HMRC.

I wonder how many people nationwide are currently in "closure limbo" and how many more join us by the week.

I'm seriously thinking of writing to my MP because HMRC's attitude to this is an absolute disgrace - if they didn't want to settle the claims they should have appealed against the Tribunal ruling. As they chose not to they surely have a responsibility/duty/obligation to settle claims in a reasonable timescale.
Last edited by vince666 on Thu Feb 09, 2012 6:34 pm, edited 1 time in total.
Completion certificate received 31 March 2012.
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antm

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Post by antm » Thu Feb 09, 2012 9:09 pm
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Congrats on reaching this milestone! and a debt free future, the closuals is a bit of a pain but im sure they will get there in the end!
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zarron

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Post by zarron » Mon Feb 13, 2012 12:37 pm
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yes i agree i couldnt wait to cancel my standing order! 10 mths seems a bit excessive though.. i was with Payplan and got my cert after 6 wks.. hope yours ends up coming thru sooner
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Julie

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Post by Julie » Tue Feb 14, 2012 6:54 pm
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Well done!!!
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luluj

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Post by luluj » Wed Feb 15, 2012 9:15 pm
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Well done and enjoy debt freedom !
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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