Last payment has left the bank today

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Croydon lady

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Post by Croydon lady » Fri Sep 06, 2013 6:19 pm
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Congratulations, isn't it a great feeling? I made my last payment in August, cant wait for my cc
last payment made August 2013,Completion Certificate received 12 November 2014
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clairemichelle

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Post by clairemichelle » Sat Sep 07, 2013 10:36 am
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Thankyou..... :-)
Its such a strange feeling. I cancelled my standing order last nite and started working out how much I can save towards a newer car and a holiday as well as regular saving each month Using the iva payment amount. Saving is the way forward for me now its an exciting time. Im planning to keep a budget for everything esp clothes food petrol on top of the saving for bills etc and will still shop for bargains because my outlook has changed. Im allowing myself next months money as a treat and ti buy essentials that I need for work etc but then its save save save. :-)
Iva payments complete 5sept13. Cc dated 15oct13
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orange

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Post by orange » Sat Sep 07, 2013 7:05 pm
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yep brill feeling ..weve been out of our iva for quite a few years but i still love seeing folks complete from that feeling of desperation ,to that feeling of joy! i would plan too much yet just enjoy the extra money its took us several years to gain have spare and savings there were soo many things we need ! all the best x
completed july 2011
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wiggle1

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Post by wiggle1 » Sat Sep 07, 2013 10:05 pm
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Congratulations, it's so great to be debt free. Have one for me!!
Life after IVA is wonderful.
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Firefox

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Post by Firefox » Sat Sep 07, 2013 11:58 pm
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Brilliant! well done you... its an odd feeling but keep your feet on the ground and you will enjoy the feeling of the sun on your face...
IVA finished June 2011

"If you listen to people who tell you what's impossible, they're usually the ones who failed" Paul Stanley
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mazbrown

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Post by mazbrown » Sun Sep 08, 2013 2:07 am
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Congrats , my 58th payment has just left today , only 2 more to go :-£))
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Shining

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Post by Shining » Sun Sep 08, 2013 7:10 am
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not be long for you now mazbrown...you're almost there
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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mazbrown

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Post by mazbrown » Sun Sep 08, 2013 9:53 am
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Can't wait Lesley :-)
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joanna144

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Post by joanna144 » Sun Sep 08, 2013 1:51 pm
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My final payment left my account this month and I notice today the infamous GT have even cancelled the direct debit even though they told me I had to phone them before it would be cancelled. Will not hold my breath for a completion certificate as there are additional personal issues with my IVA which will slow it up. So I am just looking forward to being able to buy some clothes that fit and get my hair cut properly also go to the dentist without panicking if I am going to be able to afford it. Car passed it MOT this week it must be scared I want to replace it. But it has been such a trojan during the last few years that I might keep it a bit longer it has only had 2 services in 6 years, and only a bit of work so it must be carbon neutral by now. So congrats clairemichelle I share your feelings hope your CC comes soon.
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clairemichelle

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Post by clairemichelle » Sun Sep 08, 2013 3:16 pm
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Mazbrown...not long now and by 2014 u will be debt free. 2013 is a good year for us all. Hope these next couple of months fly by.

Congrats joanna. Great news re the car mot as well. Id keep it until it starts costing you too much and save in the meantime. Im hoping to get the next mot out of mine and replace in 2015. I know what you mean about not going to the dentist. Ive not been all through my iva incaae I needed work which I just couldnt afford. Its a resolution for next yr to go. Enjoy payday next month and good luck for the future. Xxx
Iva payments complete 5sept13. Cc dated 15oct13
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