Jo1979 wrote:Ok so I don't want to tempt fate but ..... WHOOOOOO HOOOOO!!!!! My last payment left our bank account this morning!!! Payment number 72! 6 long years ... What do I do now?
Aperture told me some months back to contact them after my August payment was made to get the ball rolling for my completion? Surely they will have started this already as it's not like they don't know when our iva is finishing?! Our Iva has been pretty straight forward, no missed payments, no issues really, I've barely had to contact Aperture.. oh They did say to me back in April that I should cancel the DD after the last payment has been made.
Anything else I need to do?
I can't actually believe we made it to the end.... I darent .... I'm still feeling very cautious..... so I'm whispering my celebrations until I receive my completion certificate then I'll shout from the rooftops!!!!! *whispers* YAY !!!
Excellent news, you should at least have a slap up meal and some fine wine to celebrate this milestone achievement
We finished ours back in May and now have a AAA credit rating within 4 months, new re mortgage with high street bank as moving house and even a high street c/card with 10k limit
Regardless of some horrible stories, follow the rules, eventually get your life back to normal but in our case within the six years we never missed any payment including existing mortgage, every utility bill, all telecoms. This showed as all green on clear score so possibly helped the quicker than expected eagerness for high street to offer the world