well done wiggle , great post
Re clearing up your credit file, ive been there and worn the tshirt recently , so would suggest the following.....DO NOTHING
my IVA lasted just under 6 yrs, so with closure delays saw 6 years 4 months pass by. My credit file took care of itself and defaulted accounts just dropped off. The only was I intervened, was when after several weeks DFD still hadnt notified the insolvency service of my completion certificate, I emailed it to them and 2 days later i dropped off the insolvency register
I now have an above average credit score, but havnt felt the need to apply for credit. I have well and truly learned a lseeon and in all honestly and no disrespect meant to anyone with a drink problem, but I fear that like a reformed alcoholic, for whom it is so easy to fall of the waggon by having just one drink, that if I took credit again, this would be the rocky road to a second period of excessive credit, so for me best i abstain !!
well done again
Orchid5 , any progress for you yet ?
Last payment made April 2012
Certificate received 1st Nov 2012