Hi folks, well this has been the last week-end of worry before my creditors meeting which is on Wednesday morning. So it wont be long before I know which way the land lie's. I started making enquiries about iva's back in July and dont regret making the decision to apply for one in the slightest. And boy, have my habits and outlook changed! Having enough cash each month to pay for food and petrol and enough to put aside for a rainy day is such a fantastic feeling. So if the worst happens and the application is refused then my new chaste habits will stand me in good stead for the dmp route.
A big thank you to everyone on here for their help over the past few months - it has been priceless - and to anyone struggling with debt and wondering what to do just pick up the phone and speak to an expert. They will do all they can to help and the relief you will feel is indescribable. [:)]
What time is your meeting? I was a mess all morning at work waiting for the phone call. Then when the phone rang I was shaking and worried to answer in case was bad news!
This time next week you will be looking forward to a debt free future I'm sure. Keeping fingers crossed for you x
Counting down the days to being debt free even though it is still early days for me
Good luck Louise - I am sure that everything will be ok.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
