where do i start? last xmas was the worst ever for me- all the pressies were on barclaycard, the food was on mastercard, xmas eve party-new clothes as well was on goldfish,i was up to the max, i was working in a snobby office where if you took your own dinner you were a "scratter" my friend offered me a job in her nursing home as an add min but it was 50 quid a week less, on new years eve (last year) i worked out what i owed and it was scary, if i took the job with sue m friend i could sell my car and walk to work and take a packed lunch. I went thru my wardrobes i had designer stuff with tags on that i hadnt worn, and masses of other stuff i didnt need. i did a car boot got 22o quid, sold 300 quids worth on ebay, iv lost a stone in weight through either worry or walking! i read the posts on here all the time i sometimes feel like im the only one struggling, so far im up to date with all my payments, maybe i should give in cause gawd its hard