Stating that " we have information that you should be made aware of concerning a recent high court decision that ruled in favour of completed IVA holders . Due to the ruling it is likely that money may now be owed to you in respect to the return of charges previously paid by you.
There was another post earlier today - just ignore.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk