NR still have the right to go ahead with repossession if it came to that, i think it would still go through the OR but yes they would have the right to turf us out, to be honest there has been such a boob over the BI and the OR hasn't got a charge over the house through land registry as they told me not sign it as there was no equity, hence the messing about, NR have given them so many different figures each time, the last one before this one saying we owed the full amount of £130k so there was no equity, i haggled with the OR as they told me definitely i could keep the house as in negative equity, told them to go back to NR and ask again, she did it 3 times and said you defo keep the house, now they have come back and said a mistake has been made which i pointed out months ago, we could have been gone months ago, knew it was coming obviously but they have messed us about so much.
melanie we are only paying interest at the mo,which is cheaper than local private letting, but i was paying something off the arrears also, £100 per month to keep them off my back, because we used 2 months mortgage to save for the BR fees, well off to look on the net for a house, don't know how i will raise the 6 months deposit if i can't get a council one.
kerri
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