letters sent recorded delivery, no one responded

[lizzy.w]

i owe over £10,000 in england where i have now retirede and moved to europe.i have constantly for the last 6 months written to the companies saying i can not afford it all on my pension can we come to an agreement.every 30 letters have be recorded delivery so i can be sure they have recieved them and so far no one will responde to anything so i have had no choice but to stop payments so i can eat and pay for heating. please how can i get on top of this situation,
look forward to your help,

[MelanieGiles]

If you have tried your best to get your creditors to acknowledge that you are having difficulties, and they have not bothered to respond, I do not think that there is much else you can do to get them to accept a compromise. You could always declare bankruptcy in the UK, but personally I would sit tight until the Debt Relief Order legislation is available which is a much cheaper and quicker way forward for you to be released from those debts.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

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